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Mortgage Loan Agre RHFLJan13 Reliance Home Finance  Form

Mortgage Loan Agre RHFLJan13 Reliance Home Finance Form

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you might hear different advice from someone like Dave Ramsey who's really popular for saying pay off all your debt all the time and He suggests taking out a 15-year mortgage instead of a 30-year one this can save you a lot of money in interest however the downside is the higher payment if you were to do a 15-year mortgage the payment would actually be $4,495 compared to 3326 a month which is a difference of $1,167 what if you took that 30-year mortgage and invested the $ 1,16 $67 even for just 15 years you would actually have $394,950 now you might also be wondering well what's left on the 30-year mortgage after 15 years of payments got you that answer is $37,900 so we can see that even at a super reasonable rate of return we could pay the loan off Faster by just investing the difference on a 30-year loan instead of a 15-year loan

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