For Purposes of Qualifying for the Form

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so I just want to start with what Medicaid is versus Medicare Medicare is your very basic health care plan you may have a supplement that helps with it will cover very basic things like a shot couple of days in the hospital visits to your doctor these sorts of things but if you have more needs than that that's when we're getting over here to the long-term care planning so in terms of the stages you've got your estate planning your asset preservation your long-term care planning and then you're after death transfers this is where Medicaid comes in Medicare says I'm not paying for that it's too expensive and so you've got to find other ways to pay for this other care the VA is one private pay is another long-term care policies or another and then there's Medicaid going through them just real quick VA does have limits so it is a little bit it works in a lot of quick cases but not for everybody private pay can be very expensive we can wipe out an estate very quickly especially if we're in