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welcome back you know out of all of the things people worry about when it comes to retiring it should come as no surprise that freedom from financial concerns or not running out of money that tops the list a recent survey had 95 of respondents stating that that is their main concern so how do you keep your money safe well that's the question tom jacobs from jacob's financial services can answer and he joins us this morning to share more hey tom how are you good morning great that's good to hear let's talk a little bit about saving your money well keeping it safe we're already saving the money all right but what actions do you recommend for retirement accounts what should people be doing right now well let me just preface the advice that i'm going to share with you is for clients that are say 55 to 75 folks approaching retirement maybe they're already retired so we're not going to be talking about folks that are in their 20

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