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CHAPTER 45 07 01 1 CONSUMER CREDIT INSURANCE Section Legis Nd  Form

CHAPTER 45 07 01 1 CONSUMER CREDIT INSURANCE Section Legis Nd Form

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[Music] hello part two part two has a title of this legal rules regarding Consumer Credit agreements and agency this area of Business Law relates to Consumer payment for goods or services being either buy now or under pay later or payment being spread over time such as monthly installments or both of these options together this is usually made available by the seller when the item or items to be purchased are what is known as high ticket or expensive items such as for example a new motorc car the item can be purchased by the consumer via use of an independent loan or through use of a credit card whichever option is taken would involve a consumer credit agreement and be regulated by the consumer credit act 2006 the key financial data involved here are as follows the loan amount the charge for credit the total amount payable the monthly installments and the APR which is the annual percentage rate all of these considerations relating to the loan need to be known by the consumer before the

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