Langone Authorization Ination 2017-2024 Form

As per the tentative schedule published on the official website, Indian Banking Personnel Selection (IBPS) will conduct the preliminary exam for recruitment of probationary officers (PO) in the month of October.This leaves roughly six months for banking job aspirants to prepare for the exam. While it's not necessary that you begin preparation for IBPS PO exactly six months prior to the exam but it will definitely give you ample to go over all the topics and revise. In this article we will discuss the strategy aspirants should adopt right now in order to ensure a good score in the IBPS PO preliminary and main exam.IBPS PO Preliminary and Main combined, there are total five sections in the IBPS PO exam - English Comprehension, Quantitative Aptitude, Reasoning, Banking Awareness and General Knowledge, and Computer Awareness. Six months are fairly enough to be completely prepared for both Preliminary and Main exam.1st and 2nd monthMake a section-wise list of all the topics from which questions may be asked. Start with the ones you find the toughest or have never heard of before. Devote one hour on each section. In case of Banking Awareness and GK, and Computer Awareness, half an hour a day is enough. Refer only school textbooks and normal exercise books to learn the fundamental concepts.3rd and 4th monthBy now you would have gone through every topic on your list. Now you need to begin focused preparation. Buy a preparation book for bank exams and start solving questions topic-wise. Again an hour a day should be enough. You should follow preparation books because the questions asked in the exam are a tad bit different than the ones which are mentioned in school textbooks. Also focus on learning shortcut tricks for solving lengthy problems.5th and 6th monthIn the last two months, I suggest you sign up for online speed test and solve at least one paper in a day. Don't just solve preliminary speed test but also speed tests designed for Main exam. Solving speed tests would help you identify your problem areas and you can work on them. Speed tests would also get in the gear for online exam and benefit you on the exam day.This schedule (even with a little variation) would allow you to cover every topic including revision and give you an edge over other candidates appearing in the exam.Books for Banking ExamFor IBPS PO i am giving you a small sum of books that will help you for upcoming exams.QUANT:Paramount By Neetu singh (both vol 1 and vol 2).DI: Arhihant + BSC magazine problem.Reasoning:Buy arhihant publication book for general practice.BSC Publication Magazine problems for practice.For Puzzle- Magical Book on PUZZLES by K Kundan.ENGLISH:Reading Reading and Reading, no book will help you unless you start reading and make summary that will help in descriptiveVocab building and revise them regularly.Hindu paper/Indian express/TOINote: No need of book for english. News paper enough.General Awareness:Bankers Adda/Gk today daily affairs don’t read them write them in your daily notes.For quick reading leadthecompetition.comFor quiz App: Daily GKIf you are done with these above three areas, you are done with GA. No need to go for GK tornedo, Capsule, Injection, Golden points etc. ☺BANKING:RBI FAQ ( Frequently Asked Questions)Dhankar publication book for general banking.Make notes from History of banking, years of establishment, Acts, Nationalization, recent developments, committees.Previous exam questions of banking.COMPUTER:Lucent + Arhihant book read them twice will take 15 days to read both twice.Mock Tests:Start with Bankersadda and then after getting proper level join Practice mock and Oliveboard.TIPS:Join Facebook groups to understand pattern and competitionPractice as much as mock u can don’t wait for syllabus to complete.Keep cut off,Types of questions in mind.Don’t Mug up things understanding things well that will help you in life.Don’t compare ever, stay positive, confident, happy.Dont go for bulk materials, books follow the above things these are quite enough to crack u dont need to do phd in quanta/reso. We are here to crack exam. Thats all

Well, I can relate to this question because I had 3.5 months to prepare for my Executive level too, along with my b.com exams. And with my sincere dedication to time table I cleared it all in first attempt.So I would like to share my experience with you, hope it helps.It was end of August and I did not touch my executive study modules. August 25- Result day! Most of my seniors results were decalred and many did not clear. And I saw a rush of students in library with huge reference books dedicatedly studying. And here I was with an attitude, dekh lenge yaar abhi toh exam December mein hai. (Translation: we'll see , exams are only by end of December)But the fear of failure hit me when I saw my seniors who did not clear and a rush inside me said, I can't handle this and I have to clear it in first go. August 25- I sat and made time table adjusting my CS course and b.com too! Here are few tips:First:Make two types of time table: 1. First rough draft for next 3months 2. Concrete time-table for every week or twoSo first make a rough draft of 3 month, for example September for 2 subjects or 3 subjects. Then Oct first 15 days for revision and then next 3 subjects in remaining 15days. For concerte time table:Initially set goal for a week and no matter what, follow it. Trick here lies is that if you set a concert time table for 3months you might miss out a day sometimes due to some uncertainty, disturbing your whole time table. You can't eat all the breads on the plate in one go. You need to complete one bread to eat another and decide can you consume 3rd bread now or little later. So finish your first goal and decide whether you need a revision or you can go for another chapter or subject.For concerts time table if you decide to complete a chapter in 3days keep 1days extra. Extra day is if you could not complete it in 3days you have a day in extra to cover it up without disturbing your timetable for next days. (But don't take that extra day as an excuse to watch movie or for time pass.) And in case if you complete your chapter in allotted three day, bingo! you can continue with another chapter and you have extra days where you can revise the chapters.Second:Cut down on all the distractions for 3months: Facebook, whatsapp,get together,parties,family occasions etc. Sleeping , listening to songs, playing with my pet for10-15 mins, breakfast lunch dinner all this activites was taking a break from studies for me.A movie wont harm but it will take away 2-3hrs. Which you can't afford. So think about it. Third:Make sure you get a sleep for minimum 8hrs. Yes only when you are fresh you can completely concentrate, grasp things well and stay active. I use to sleep for 6 hrs in night (10pm to 4am) and 2hrs in afternoon(3pm to 5pm) Fourth:Make a habit of making notes about whatever you study. If you have a habbit of writing and studing . I don't have this habbit. And I am very lazzy to do this as I found it very time consuming. So what I did was sticking sticker notes in my book itself. Making short bullet point and sticking it near the topic helps you when you revise. Examples given in lectures can be noted this way which can help you recollect the other explaination given in class room easily.Fifth:Keep 2nd weekend and 4th weekend of the month, or any day of a month for revision of whatever you have studied so far. Trust me revision is important as what you have studied in september ,if you don't revise it in October then in by end of November when you open it you can be in trouble. Sixth:Last but not least cheating on your time table is allowed but keep in mind its consequences.I am just sharing my experience. You can alter this as per your requirement. This was my time-table:4am-6am: study for CS6am-7am: break7am-10am : b.com classes10am-11am: break11am-230pm: study for CS & bcom when necessary2:30pm-5pm: break5pm-730pm: classes for CS or library730pm-830pm: break830pm-10pm: study for CS(Break time was for breakfast,dinner,lunch,sleeping, playing with my pet,talking to mom-dad or friends family. But my eyes were always on clock that no time is wasted)PS : everything was not done on exact time as I am not a robot. 5-10mins deviation from time was normal. Initial days will be tough but follow it dedicatedly it will become your routine and then habbit. PPS: I followed it strictly might have cheated once or twice. But made sure the time was covered by shortening my break.And trust me after all this hard work on 25th february when I saw my results as "pass" in both the modules and  b.com results as passed- that's a joy which I can't explain in words.All the best for future.I

I had a bank manager blush and apologize profusely to me while I was laughing my ass off.The Wife and I moved to our current place about a year ago. We moved 1700 miles, and the bank we had been using in Cleveland didn’t have branches down here, so we needed a new account.I work more hours than most banks are open, so The Wife had to go open the account without me. Because I wasn’t there, she had to open it in her name as the sole owner of the account. She was told she could bring me in at a later time and add me to the account.Fast forward a few weeks, I finally got time to go to the bank with her. We walk in and let the teller know what we need to do. She calls over a young man who introduces himself to us as a manager.“So, you need to add him to your account, I understand?” He asked The Wife.“Yeah, I want to make it a joint account, please.” she responded.He gave her a strained look as though trying to figure out how to phrase his next question. “Are you sure you want it to be a full joint account?”Confused, she asked, “Why wouldn’t I?”He responded “As a full account holder, he will have full access to all your accounts and have authorization to take out loans or close the accounts.”“Uh, yeah.” She said, “That’s what we want.”“Ok, right over here then.”He led us over to his office where he had me provide ID and start filling out paperwork.“Do couples normally not have joint accounts around here or something?” I asked curiously. “That seems odd.”He blushed and looked very embarrassed. He then looked at my ID and his eyes widened. “Wow. I didn’t realize how old you are. Wait, that came out wrong. It’s just that I thought you were her son, not her husband. Nope, that didn’t come out right either.”At this point both The Wife and I were laughing uncontrollably. I have a baby face and people always think I’m really young.“It’s ok”, She told him. “He looks like he’s 12, so I won’t take that as you saying I look like an old lady.”It took a bit more re-assuring that he hadn’t offended us, but in the end we all three laughed about it.

Like Scott, I have never heard of WWICS, so I had to Google it too. Nice website, looks legitimate and I am sure they do what they say they do, for a fee of course.Here’s the rub: No immigration attorney, lawyer, consultant, etc. can guarantee a desired result for an immigration applicant. The sole decision maker is the immigration authorities for the country the prospective immigrant applies to.IMHO, no person immigrating on the basis of being a skilled worker or professional should have to use any outside help to submit an application to immigration authorities. Part of the weeding out process is having the know-how to fill out and complete the forms yourself. I have never used an attorney except when having to deal with the courts; with the majority of court systems, a attorney who represents himself has a fool for a client.For anyone who wishes to emigrate from their current country of residence: Do your research, learn about the processes for the country you wish to move to and do it yourself. Not only will you save money, you won’t have to worry about whether you are being ripped off.

Dear friend,I have cleared CS without ranks but i have friends who have cleared CS with ranks. On that basis, you may follow the following strategy which was shared by them.Start Preparation for your exams as early as possibleStart with at least 4–6 hours in initial stage and then extend the time to 10–12 hoursGive first preference to study materialUse practice manuals and guideline answerIn ICSI exams presentation of answers is a important factor. You can use guideline answers to get an understanding about the method of presenting your answers.Practice mock exams during your revisionRevision is key to high marks, schedule your time table in a manner that you can do at least two revision.Avoid/reduce using social mediaDo meditation/yoga/exercises regularlyBest wishes for your GOAL!

I was actually roommates with someone in College whose parents decided to have him “off-grid”. Let me just say this: Stop even entertaining the idea of having a baby off-grid. It really makes your child’s life unnecessarily hard and your kid will forever resent you for putting that pain on them.I’ll get into the details in a moment, but first let me address the question proposed above. Yes, technically speaking it is not a crime to have your baby off-the-grid in the U.S.A. However, a lot of details surrounding the event would be illegal. First of all, any licensed midwife or doctor is required by law to file a birth certificate or they actually risk losing their license and getting a misdemeanor. If you forced them or threatened them to not file the birth certificate that would make you a likely accomplice and would not go over well with the authorities.But let’s ignore that for a moment and just assume you know how to birth a child on your own and can do it in your basement without any professional medical physician there to oversee you (which would be the only way you could pull this off). In this case you wouldn’t get thrown in jail for failing to get a birth certificate and no crime would have been committed. However you just set up a very difficult life for your child.These are some of the things I was told from by my roommate who didn’t have a social security number until he was 20 years old.No, he could not get a (legal) jobQuite literally he didn’t qualify to get even a job at McDonalds. If you remember the last job you got no matter how prestigious or demeaning it was, you had to fill out a bunch of paperwork. Most of these forms require you to have a SSN (social security number) to properly fill them out. However the important one is the form labeled I-9. This form is required to be submitted by every employer after hiring a new employee. This form serves only one purpose, to determine that you are eligible to work in the United States. Your child (and my roommate) would not be able to complete this form which every employer must get filled out before starting employment with a new employee. Your child will not be able to get a job because of this.Yes, he can evade paying taxes.Okay, so this sounds like a perk I guess. But my roommate did not have to pay taxes. The government basically didn’t know he existed, so they never knew he was not paying. But then again he didn’t have a job. So would you rather have a job and pay some taxes or not ever be able to work except under the table for below minimum wage? Given that choice, taxes sound pretty awesome! Keep in mind that this also means your child is not eligible for any tax benefits or credits such as those that students get while going to college.No, You as the parent can not claim him as a dependent on your taxesYou’re already dealing with a child, wouldn’t it be great to get that child tax credit? Every year you'll basically be paying out of pocket for deciding not to get them a SSN.Yes, he can attend public school through 12th gradeHe would be able to attend school through high school without a social security number.No, he can not attend collegeWhile high school and lower education is okay, your child will never be able to attend collegeYes, he can go to the doctorThe doctor will still see your child and provide him his shots. However…No, he will not be covered under your family insurance (or qualify for Medicare/Medicaid)So you’ll need to plan on paying for all doctor appointments out of pocket.No, he can not travel abroad (even to Canada)You’d best hope none of your child’s friends decide to go to Cancun for spring break. Your child will not be eligible to leave the country or return to the US if he manages to leave (unless he plans to climb Trump’s wall)No, he will not be able to drive a carOkay, well nothing is stopping him from physically driving a car, but he would not be able to get a driver’s license and thus, can not LEGALLY drive. Hope he doesn’t get pulled over.No, he will not be able to voteOnce old enough he will not be able to register to vote.Yes, he can avoid the draftWell the good news is that like taxes, he can skirt the requirement to join the draft when he turns 18.No, he can’t get a loanThis means no credit cards, no car loan, no home, nothing. I’m sure plenty of people will claim these are all evil anyway, but these have powerful impacts on someone’s life. There might be times he needs it. (and when used properly none of these are bad things).No, he will not have a credit scoreThis goes with the above one, but he will not be able to work on this which affects your entire life/future. This also will disqualify him from renting most homes or apartments he is looking at.Basically your child will be treated as an illegal immigrant. Why put them through this when they are entitled to the benefits that the United States provides its citizens? There are people in other countries dying to get what your child is entitled to and you are (considering) denying your child those abilities? It just doesn’t make sense.Get them a SSN and if your child decides at 20 that he wants to live off-the-grid than he can burn his Social Security Card and go in the woods and hide from the government. But don’t be selfish enough to make that decision for them.My roommate resents his parents for not giving him a SSN. While all his friends in high school were driving, he couldn’t. While his friends go to Cancun for spring break, he had golden handcuffs in the U.S. and can’t leave. And worst of all he said was that while all his friends were earning money from jobs in high school, he couldn’t get a job.The job part was the hardest for him. He couldn’t leave the house or move out when he turned 18. He was stuck at home.Him working on getting a social security number was difficult and took him two years. He started when he turned 18 to get one once he realized he couldn’t go to college, he couldn’t get a job, he couldn’t rent an apartment, and thus will never really be able to be independent from his parents. It took two years and then at 20 he was able to get one and start working and going to school.He forever resented his parents. Don’t be those parents…

An immigration consultant or attorney cannot improve your CSR score or speed up your application.If a consultant tells you you’re eligible, it’s because either you’re overlooking an immigration program you’d be eligible for or he’s lying to you.An immigration consultant or attorney is familiar with the different immigration programs and knows how to fill out the paperwork and online forms.The Express Entry system is designed to be used without an immigration consultant or attorney. I immigrated through Express Entry without one.However, if you’re not good with paperwork or aren’t totally comfortable with English, you may want to get professional help. Make sure your consultant is authorized.

This is a fun answer. FIRST, Pharmacies never require prior authorizations. Do you know why? Because pharmacies don’t pay for your medication, they sell you your medications. Who, besides you, pays for your medications? That’s right, your Insurance Company. It’s completely wrong to think any Pharmacy is holding up your prescription because of a Prior Auth. Pharmacies bill in real time. Unlike Doctors offices. Doctors collect payments on the expected charge. And, if that’s wrong, they ask for more money. And, if you don’t pay them, they send your bill to collections. Pharmacies don’t utilize collection agencies. They bill in real time. That’s why people have to wait for their prescriptions, because the pharmacy has to get the billing absolutely correct at the time of service or else the Pharmacy loses money. Somebody, I don’t know who, decided it was the Pharmacies responsibility to make sure the Patient’s Insurance pays for the Patient’s medications that the Doctor prescribed. In the prior authorization process, pharmacies have essentially nothing to do with any of it, except get yelled at by angry customers.Here’s the breakdown. Insurance companies are still businesses. They are in the business of making money. To keep deductibles affordable, they can not cover every medication. So, they make what is called a formulary. Which are the medications the Insurance Company prefers to cover. This gives the Insurance company wiggle room to make money. It allows them to work contracts with drug companies, and to cover less expensive medications so that they can use their business skills to make money. There are many categories Insurance Companies place medications in, primarily for business reasons. Formulary, Non-formulary, Not covered, partially covered. Formulary is the list of medications the Insurance prefers to cover. Non-formulary are those they prefer not to pay for. If a drug is a Prior Authorization drug, that means it’s not on their formulary. That does not mean that the Insurance Company will not pay for the medication at all. It means they will only pay for the medication under certain circumstances. And, “prior” to the Insurance Company paying for the medication, they want to make sure it meets their criteria. This information they often want only from the Doctor, because they might want the diagnosis, certain tests run, or chart notes. These things can only come from the Doctor.Here is the process… you get a prescription from a Doctor, and the Pharmacy tries to bill it. The pharmacy gets a rejection saying this medication requires a Prior Authorization. Occasionally, there are cases where the pharmacy can put in a code. If that is possible, the Pharmacy just does this for the patient. More often than not, the Insurance Company wants the Doctor to submit information as to why the patient needs the medication prescribed, versus a medication on their formulary, which saves the Insurance Company money. The Pharmacy faxes or calls the Doctor’s office, letting them know to contact the Insurance Company, to find out the requirements for the Insurance Company to pay for the medication. If the patient fits the criteria, the Doctor faxes the information to the Insurance Company, and eventually, the medication gets paid for. If the patient does not fit the criteria, the Doctor usually has to change the medication to something the Insurance Company will pay for.You may notice, in this process, the Pharmacy is just an “errand boy”. The Insurance Company says the medication requires a Prior Authorization, they tell the pharmacy by rejecting to pay for the medication. Then, the Pharmacy tells the Doctor’s office. Then, it’s worked out one way or another between the Insurance Company & the Doctor’s office. Depending on how fast the Doctor acts, how much information the Insurance Company requires, and how fast the Insurance Company makes their decision, is what determines how quickly/slowly the prior authorization takes.An interesting tidbit in this whole process… if the Insurance Company approves the Prior Authorization (Meaning they will now pay for your medication), they do not call the Pharmacy to let them know that the medication has been approved, and the Pharmacy can rebill the Medication. Apparently, they are too busy to do this. The Doctor’s office doesn’t usually call the Pharmacy either. Apparently, they are too busy to do this. So, the patient’s medication is now covered, but neither of the two parties that know this, contacts the Pharmacy, so that they can rebill the medication and fill it. If the patient calls the Insurance Company or the Doctor’s Office… they usually say, oh yes, that was approved, I have no idea why the Pharmacy did not fill that medication, and call you to let you know! Then, the customer calls the Pharmacy or comes in, and yells at someone in the Pharmacy.Of course, the Pharmacy never knew this, because nobody called them. But, nobody cares about that, because the patient gets to vent their irritation, even if it’s at the wrong people. Obviously, this is a simplified version of the whole process. It’s probably more than you needed to know. But, this is a situation that’s all too common for people in Pharmacy. Getting the fuzzy end of the lollipop.

People who produce human intelligence (when you watch a “spy movie,” that’s what they’re producing) fall into three categories: case officers, agents and spies.A case officer works for Country A, produces intelligence on Country B, and reports it to Country A.An agent works for Country B, produces intelligence on Country B, and reports it to Country A.A spy works for Country A, produces intelligence on Country A, and reports it to Country B. Most spies are really Double Agents - they’re reporting to both sides - for two reasons: people in the intelligence service have the best secrets, and the thing their intelligence service wants to know most is what ours knows and how they know it, so they can take measures to counter it.There are several ways to get recruited as a spy.The most popular way is to volunteer. You walk into the embassy of the country you wish to work for, tell the receptionist you need to talk to the “resident” (the head agent-runner at the embassy) and volunteer your services. Sometimes that backfires: in the late 1980s a PFC working in the Intelligence and Security office of the 3rd Armored Cavalry Regiment, the US Army unit responsible for Germany’s Fulda Gap, wanted to get back at his chain of command for some real or perceived slight, so he copied the entire 3rd ACR war plan onto a laptop, drove into East Germany, went to the first Stasi office he could find, and asked what they’d give him. After copying the war plan onto their own computer, they called his unit and told them to come get him. He got twenty years in Leavenworth. I think he’s out of prison by now. Don’t do this.You can also be blackmailed into working for them. The two most prevalent things they use are sexual issues and money issues. Most of your big spy shops like sexual blackmail the best. It’s the most fun, and usually the most successful. If they find out you’re a closeted gay, are cheating on your wife, are a pedophile or something else they can exploit, they’ll use it. Sometimes they set up “honey pots” - they’ll entice you into bed, take pictures without your knowledge then threaten to show them to your commander if you don’t supply them with information. At one of the security briefings I went to I heard a really good one: they tried to entrap a guy who, before that night, was a virgin. (Unfortunately for them, he had the sense to report the encounter to his security office.) When they pulled out the pictures and threatened to mail them to his commander, he told them the jig was up and also asked for copies of the pictures because none of his friends believed he’d really had sex.They can use money in a couple of ways. If you’ve got a LOT of debt - enough that they might pull your clearance if you don’t start paying it down - they can wave a large-enough stack of bills under your nose and get you to start working for them. (This is one of the big reasons President Trump’s son-in-law can’t get cleared: he’s got to come up with a billion dollars by the end of the year if he doesn’t want to lose some of his buildings.) If they see you’re greedy, that’s another in.Being a spy is highly illegal and can get you locked up for a long time; some of the spies of the Cold War are serving life sentences.Now…as to how to get recruited as an intelligence officer, that’s a different story. They recruit at colleges, in the military, and in industry. One way to get recruited is to get a degree the agency you want to work for needs a lot of. The CIA, for instance, would like you to have a bachelor’s or master’s in international relations. NSA hires a lot of math Ph.D holders. The National Reconnaissance Office is unique because they don’t hire directly; they either borrow or steal civilian workers from the Air Force and the CIA. If you visit the website of the agency you want to work for, it’ll tell you what the qualifications for the job you want are. Meet them and be a VERY good person.