
113627 2021-2025 Form
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People also ask
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How do I find out if an old life insurance policy is still in effect?
The best way is to contact the policy's issuer (the life insurance company). Their records are key: even if you see your name listed on an old policy document, the deceased may have changed their beneficiaries (or the allocation of benefits among those beneficiaries) after that document was printed.
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How do I find out what company my life insurance is through?
Submit a request to the NAIC Life Insurance Policy Locator Service. The National Association of Insurance Commissioners (NAIC) Life Insurance Policy Locator Service, a free online tool, can assist you in locating life insurance policies.
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Is there a database to search life insurance policies?
The National Association of Insurance Commissioners (NAIC) Life Insurance Policy Locator Service, a free online tool, can assist you in locating life insurance policies.
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Do life insurance policies go unclaimed?
An unclaimed life insurance policy occurs when a policyholder passes away, and the named beneficiary doesn't claim their payout or death benefit. This may be because the beneficiary forgets to file a claim, isn't aware they're a beneficiary, or becomes estranged from the policyholder.
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How do I find out if an old life insurance policy is still good?
A good place to start looking for a lost life insurance policy is the National Association of Insurance Commissioners' Life Insurance Policy Locator Service.
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Is my old life insurance policy worth anything?
A policy that lapsed before the policyholder died has no value. But if the policy was still in force when the insured died, that policy's death benefit may still be available to the beneficiary. Note that the death benefit amount could be different from the policy's original face value.
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Can someone take out life insurance on me without me knowing?
The simple answer is yes—you can buy life insurance for someone else if they agree and are aware of the decision. However, you can't buy a plan for anyone without an insurable interest and consent from the person you are buying life insurance for.
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Can you look up someone's life insurance policy?
To help solve this issue, the National Association of Insurance Commissioners (NAIC) created the Life Insurance Policy Locator, a free online tool that helps consumers find their deceased loved one's life insurance policies and annuity contracts.
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