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hi my name is Brian Grimes I'm a senior client service manager here at policy genius and I'm a certified financial planner I'm here to talk to you today about applying for life insurance coverage with MetLife here's everything that you need to know MetLife is fast they're fast with underwriting they're applicants they have a quick turnaround time quicker than most of the carriers that we do offer here at policy genius they do require you to speak with an underwriter one of their in-house underwriters they're gonna ask you additional health questions about your health history to do their due diligence but they also have a streamlined process that is even faster for applicants with a clean bill of health clean health history even faster and if you are a former or current marijuana user and this is medicinally or recreationally MetLife is by far the best at underwriting that so make sure you keep an eye out for MetLife they do have an AM best rating of a plus that means that they have a s

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