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Hi, I'm Kellen Bryant, and I'm a Board Certified Elder Law Attorney in Florida. And today,I'm going to explain, give an answer to, should I set up an irrevocable income only trust?There's other trade names out there, protected names like asset protection trust, Medicaidspend-down protection trust. They're all similar concepts, so question is whether or not youshould set one up.And personally, I don't think it should matter if you're male or female, single, married,but what does matter is one factor. First factor is, you have a hold and save mentality.If you you're of the mentality that you want to set aside these assets specifically fora purpose, and you don't have any reason to set it up, or to spend it on something, you'renot a spend thrift, and you want to say, "You know what, if long-term care happens to meand my family is asked to pay $8,000, I'd rather not be paid for that $8,000,&

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