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welcome to your federal retirement annuity I'm Dave Johnston with OPM this is an overview of the annuity benefits available to civilian federal employees who retire under the two most common retirement systems the Civil Service Retirement System known as sirs and the Federal Employees Retirement System known as FERS this information is current as of March 2017 the federal government has several different retirement systems for its employees today we'll cover the most common ones the Civil Service Retirement System sirs serves offset which includes Social Security benefits and the Federal Employees Retirement System FERS as we go forward information about sirs will be flagged with the color red information about FERS will be flagged with the color light blue and information that applies to both SERS and FERS will be flagged with the color purple but before we go any further it's important to find out which one is your retirement system you can ask your employing agencies Human Resources

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