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 the Due Date Will Result in Cessation of Program Payments 2017-2025

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sweetheart what is going on do not let guys like dave ramsey shame you about your debt most people have it and his snowball method actually makes you pay more over time let me explain dave likes to do something called the debt snowball which is where you make minimum payments across all of your debt but then pay down the smaller balances first and move on to the larger balances and i prefer a debt avalanche which is where you make minimum payments across all of your debt but you pay down the highest interest rate debt first this is largely going to be your credit card debt because they have interest rates of 22 to 25 annually whereas something like student loans or your mortgage may be closer to below 7 just by switching the order of your debt repayment you can cut down the amount of time it takes you to pay your debt back and save thousands of dollars in interest do what works for you but if you're really serious about clearing your debt the debt avalanche is the fastest way t

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