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What are some skills that every 18-year-old needs to survive in life?Oh my gosh, I love this question. I'm going to spend a lot of time on this answer!Financial Skills: How to open a checking and savings accountHow to balance a checkbook, emphasizing the use of debit cards and how banks process transactions"Credit" - What is it, how do you build it, how do you repair itCredit Cards - How interest works, how to take advantage of rewards and balance transfersLoans - What are the different kinds of loans, how do you get them, and what's involvedInvestments - What is the stock market and how does it work, what are Treasury Bonds, and what's an IRA. How do those things factor into a wise investment strategy for your retirement?Taxes - How taxes work, what deductions are, how to file a 1040EZ formTipping - How to quickly calculate a tip and split a tab at a restaurantHow to read a contract and interpret "fine print"Health Skills:Medical Insurance - how it works, what it costs, how to get itHow to fill out common medical and dental formsHow to find a general practitioner, dentist, and so onBasic First Aid - CPR, the Heimlich, how to treat minor injuriesHome Skills:How to cook! You don't need to be on Master Chef, but learning how to cook a few basic dishes, how to use a knife properly, use basic kitchen appliances, and so on.How to clean! I have no idea how so many kids don't know how to vacuum, sweep, dust, do dishes, make a bed, and clean and fold laundry.How to grocery shop - picking fresh fruit and vegetables, planning your shopping and meals, etc.How to use hand tools - hammers, axes, handsaws, et ceteraHow to move - opening or transferring utility accounts, moving companies, apartment and home leases.How to sew a button onHow to fix a running or clogged toilet.Life Skills:How to plan and budget your time!How to think critically.Negotiation - Preparation, discussion, clarification, negotiate, agreement, and implementation.Leadership! Vision, strategy, people skills, managementCONFLICT RESOLUTIONStress management!Problem solving!Study Skills:OrganizationTime managementFinding legitimate sourcesNote-takingCritical readingEssay planning and compositionAcademic referencingHow to use search engines effectively!Employability Skills:How to write a resume and a cover letterHow to interviewProfessional communications skills (both written and verbal)Interpersonal skills in a professional environmentProfessional developmentPublic speaking!How to use a computer - Windows, Google, and MS Office basics at a minimumPersonal:How to interact with the policeHow to tie a tie!How to iron clothesHow to establish a healthy exercise routineHow to maintain proper personal hygeine and groomingMANNERS - It varies from culture to culture, but the underlying principles of all manners remain constant: a respect for others, and a desire to treat all people with honesty and consideration – just as you’d like to be treated.Alcohol:Knowing your limitsHow to mix a basic set of drinksTravel: How to book airline tickets and hotelsHow to pack wellHow to travel lightAutomotive:How to drive - Actual skilled instruction on driving, a la Teen Safety & Survival - Skip Barber Racing School, both automatic and manual transmissionsThe basics of how a car worksThe basics of car maintenanceHow to change a tireHow to parallel parkHow to jump start a carWhat to do if you get into an accidentRead a road mapSex:Comprehensive sexual education including the vectors and effects of sexually transmitted infections, what are and how to use the various forms of contraception, what is PrEP, etc.The Campsite Rule - Leave them in better condition than you found themSafe, Sane, and Consensual - How to have safe sex, do it while you're sober, and with full informed consent from your partner.
Is a lease agreement with an incomplete address (the apartment number is missing) still legally binding?Almost certainly yes. A minor typo (such as a missing number) is what’s commonly referred to as a signNowner’s error (signNowners being the people who wrote out contracts by hand before the invention of typewriters), and they’re fairly common in contracts, especially ones involving smaller transactions where lawyers are not involved. The general rule for a signNowner’s error is that a minor typo in a contract may be corrected based upon parol evidence (prior/contemporaneous evidence of intent outside the four corners of the contract) so long as the evidence correcting the typo is clear, convincing, and precise. In other words, if the evidence shows that the parties signNowed agreement on what apartment was subject to the lease, a court will in effect fill in the missing number, and the contract will not be void/voidable just because someone mistakenly forgot to fill in a blank on a form agreement.Let’s look at a common situation to see how this works. I assume that the lease agreement has been signed and that you’ve lived in your apartment for some period of time. If you live at 900 Smith St. Apt. 8 and the lease says 900 Smith St. Apt. __, your landlord can very easily say that all sides understood the lease to cover Apartment 8, because you were given the key to 8 and occupied 8 without complaint for a period of time. There would also likely be emails/texts discussing the apartment that you were to take, etc. Thus, there would be more than enough evidence as to what the parties intended. The bottom line is that you don’t get to receive the benefit of the contract (use of Apartment 8) and then exit the agreement when it is no longer convenient for you. This is a two-way street: your landlord would not be able to play the “someone forgot to fill in the blank” card to try to kick you out before your lease term was up when the evidence was clear that Apartment 8 was yours for a defined period of time.Again, the keys to signNowner's error are that (1) the error is minor and (2) the evidence of intent is clear, so if the evidence is less than clear (e.g., you never set foot in Apartment 8, you were still discussing details leading up to the signing of the contract), then the lease would potentially fail for lack of a meeting of the minds, i.e., no agreement as to the intention of the parties.
What is your craziest US immigration experience?As many of you know, the process of acquiring a student visa (F-1 visa) to the United States is nerve-racking for Indian families. Having gone through four years of college, graduating with a good GPA along with multiple summer research stints/internships, then applying to several US universities at considerable expense, and finally being rewarded with an acceptance letter from a respected school, Indian students are sometimes rejected from entering the US at the final hurdle—the visa interview at the US embassy.I recall the buildup to my interview four years ago. Many of my friends had theirs scheduled before mine, and they scared the bejeezus out of me recounting their horror show interviews involving scores of questions from grim interviewers with piercing glares boring into their souls trying to catch out any hesitation in their answers, any possible untruths.My parents did what any self-respecting Indian family does before their kid heads to an interview—they took me to a temple. And not just any temple—they took me about 1000 kilometers north of home to the searingly hot city of Baroda, Gujarat, to visit one particular Hanumanji temple (apparently this was our family God in our family temple, goodness knows why, we’re Tamils from Chennai—and I’m an atheist!)So after much prayer and puja, blessings from family members and well-wishes from friends, I stood outside the US embassy on a cloudy, muggy, summer day, shitting my pants under the narrow canopy that automatically opened over the street when it rained (a nice touch there, ‘Murica).My stomach churned as the line slowly moved forward. My heart leaped into my mouth as I passed through the gates, only to be confronted by armed security guards who proceeded to take away anything I had in my pockets—pens, coins, signNow, etc.Please don’t take my clothes too, please don’t take my clothes too, I prayed silently.The guard gestured at my jeans. Resigned to my fate, I started to unzip them.“What are you doing?” he asked, amazed. “Just take off your belt and pass through the scanner.”….Finally through the gates, I was taken aback at how simple the next room looked. Then I understood why—it was just a queue room. A room for this damn queue.Half an hour later we passed into the Interview Room. People lined up in front of about a dozen booths, each with a White Man or White Lady inside (must be the Americans, I thought fearfully, please let them understand my accent).The room was air-conditioned. I was sweating.It was large and airy. I gasped for breath.Now I was in front of one of the White Men. He beckoned me forward.He smiled at me evil— no, pleasantly — it was a pleasant smile!“Hi there, how’s your day going?”He greeted me — what do I do? Is this part of the interview? Oh no, I don’t have an answer. Smile. Smiling is good. He won’t hate you if you smile.I smiled. He waited.Oh shit, he asked you a question. Answer it, jackass!“OH IT IS—you’re too loud, dolt—going well”, I whispered.He didn’t hear that last bit, but he nodded as if he did.“May I have your I-20?”“Here it is,” I breathed.He stared down at it for a minute. Then—“So, you’re going to Purdue?”Say yes, don’t say yup. And don’t shout.“YUP!” I shouted.“Ok then, you’re good to go” he said, stamping my passport.“What?” I yelped, staring at him in disbelief.“You’re good to go, sir, your application has been accepted.”You mean after all that stress you didn’t ask me a single question? Not one? Why?? Are you crazy, man? I even lied about my day, it was shitty as hell, you should quiz me on it! Make me grovel for that visa, like the bastards I know you interviewers are!“Good luck with your PhD, Mr.Raman, and enjoy your stay in the United States of America.”“Thank you,” I replied, my throat catching.I was going to America courtesy this senile interviewer. Thank you Hanumanji!
If you purchase a rental property how much profit would you lose if you let a property management firm manage it?Property management companies charge between 7 and 10 percent of the rents that they collect. The service that they provide is advertising, pre-qualify prospective renters on the phone, showing the property to qualified renters. Selecting the right tenant, filling out rental application forms, doing credit and reference checks, filling out lease agreements, collecting security deposits and maintaining a TRUST account. Doing a walk through report with the tenant on possession date. Getting the tenant to sign an acknowledgement form for keys received and property found to be in good condition . Collecting 12 post dated cheques which are deposited regularly on the first day of each month and transferring those rents to landlords account for mortgage payments . Taking calls from those tenants for repairs and maintenance during their tenancy as and when they come up. Arrange for trades people to go and take care of the tenants repairs and maintenance issues. Make payments to the trades people. Collect invoices from trades people and maintaining an expenditure journal for the landlord. Doing a check out report and billing the tenant for damage done by the tenant. Reimbursing the security deposit to the tenant after deducting money for damages.Finally rerenting the place.As a landlord you'll pay 7 to 10 percent for all those services plus the money for repairs and maintenance that could vary tremendously based on age and location of the property. The property manager may even bill you a little bit over and above what he pays for the renovations or may collect a small commission from the trades people.Hope I've answerd your question.
Do military members have to pay any fee for leave or fiancee forms?NOOOOOOO. You are talking to a military romance scammer. I received an email from the US Army that directly answers your question that is pasted below please keep reading.I believe you are the victim of a military Romance Scam whereas the person you are talking to is a foreign national posing as an American Soldier claiming to be stationed overseas on a peacekeeping mission. That's the key to the scam they always claim to be on a peacekeeping mission.Part of their scam is saying that they have no access to their money that their mission is highly dangerous.If your boyfriend girlfriend/future husband/wife is asking you to do the following or has exhibited this behavior, it is a most likely a scam:Moves to private messaging site immediately after meeting you on Facebook or SnapChat or Instagram or some dating or social media site. Often times they delete the site you met them on right after they asked you to move to a more private messaging siteProfesses love to you very quickly & seems to quote poems and song lyrics along with using their own sort of broken language, as they profess their love and devotion quickly. They also showed concern for your health and love for your family.Promises marriage as soon as he/she gets to state for leave that they asked you to pay for.They Requests money (wire transfers) and Amazon, iTune ,Verizon, etc gift cards, for medicine, religious practices, and leaves to come home, internet access, complete job assignments, help sick friend, get him out of trouble, or anything that sounds fishy.The military does provide all the soldier needs including food medical Care and transportation for leave. Trust me, I lived it, you are probably being scammed. I am just trying to show you examples that you are most likely being connned.Below is an email response I received after I sent an inquiry to the US government when I discovered I was scammed. I received this wonderful response back with lots of useful links on how to find and report your scammer. And how to learn more about Romance Scams.Right now you can also copy the picture he gave you and do a google image search and you will hopefully see the pictures of the real person he is impersonating. this doesn't always work and take some digging. if you find the real person you can direct message them and alert them that their image is being used for scamming.Good Luck to you and I'm sorry this may be happening to you. please continue reading the government response I received below it's very informative. You have contacted an email that is monitored by the U.S. Army Criminal Investigation Command. Unfortunately, this is a common concern. We assure you there is never any reason to send money to anyone claiming to be a Soldier online. If you have only spoken with this person online, it is likely they are not a U.S. Soldier at all. If this is a suspected imposter social media profile, we urge you to report it to that platform as soon as possible. Please continue reading for more resources and answers to other frequently asked questions: How to report an imposter Facebook profile: Caution-https://www.facebook.com/help/16... < Caution-https://www.facebook.com/help/16... > Answers to frequently asked questions: - Soldiers and their loved ones are not charged money so that the Soldier can go on leave. - Soldiers are not charged money for secure communications or leave. - Soldiers do not need permission to get married. - Soldiers emails are in this format: email@example.com < Caution-mailto: firstname.lastname@example.org > anything ending in .us or .com is not an official email account. - Soldiers have medical insurance, which pays for their medical costs when treated at civilian health care facilities worldwide – family and friends do not need to pay their medical expenses. - Military aircraft are not used to transport Privately Owned Vehicles. - Army financial offices are not used to help Soldiers buy or sell items of any kind. - Soldiers deployed to Combat Zones do not need to solicit money from the public to feed or house themselves or their troops. - Deployed Soldiers do not find large unclaimed sums of money and need your help to get that money out of the country. Anyone who tells you one of the above-listed conditions/circumstances is true is likely posing as a Soldier and trying to steal money from you. We would urge you to immediately cease all contact with this individual. For more information on avoiding online scams and to report this crime, please see the following sites and articles: This article may help clarify some of the tricks social media scammers try to use to take advantage of people: Caution-https://www.army.mil/article/61432/< Caution-https://www.army.mil/article/61432/> CID advises vigilance against 'romance scams,' scammers impersonating Soldiers Caution-https://www.army.mil/article/180749 < Caution-https://www.army.mil/article/180749 > FBI Internet Crime Complaint Center: Caution-http://www.ic3.gov/default.aspx< Caution-http://www.ic3.gov/default.aspx> U.S. Army investigators warn public against romance scams: Caution-https://www.army.mil/article/130...< Caution-https://www.army.mil/article/130...> DOD warns troops, families to be cybercrime smart -Caution-http://www.army.mil/article/1450...< Caution-http://www.army.mil/article/1450...> Use caution with social networking Caution-https://www.army.mil/article/146...< Caution-https://www.army.mil/article/146...> Please see our frequently asked questions section under scams and legal issues. Caution-http://www.army.mil/faq/ < Caution-http://www.army.mil/faq/ > or visit Caution-http://www.cid.army.mil/ < Caution-http://www.cid.army.mil/ >. The challenge with most scams is determining if an individual is a legitimate member of the US Army. Based on the Privacy Act of 1974, we cannot provide this information. If concerned about a scam you may contact the Better Business Bureau (if it involves a solicitation for money), or local law enforcement. If you're involved in a Facebook or dating site scam, you are free to contact us direct; (571) 305-4056. If you have a social security number, you can find information about Soldiers online at Caution-https://www.dmdc.osd.mil/appj/sc... < Caution-https://www.dmdc.osd.mil/appj/sc... > . While this is a free search, it does not help you locate a retiree, but it can tell you if the Soldier is active duty or not. If more information is needed such as current duty station or location, you can contact the Commander Soldier's Records Data Center (SRDC) by phone or mail and they will help you locate individuals on active duty only, not retirees. There is a fee of $3.50 for businesses to use this service. The check or money order must be made out to the U.S. Treasury. It is not refundable. The address is: Commander Soldier's Records Data Center (SRDC) 8899 East 56th Street Indianapolis, IN 46249-5301 Phone: 1-866-771-6357 In addition, it is not possible to remove social networking site profiles without legitimate proof of identity theft or a scam. If you suspect fraud on this site, take a screenshot of any advances for money or impersonations and report the account on the social networking platform immediately. Please submit all information you have on this incident to Caution-www.ic3.gov < Caution-http://www.ic3.gov > (FBI website, Internet Criminal Complaint Center), immediately stop contact with the scammer (you are potentially providing them more information which can be used to scam you), and learn how to protect yourself against these scams at Caution-http://www.ftc.gov < Caution-http://www.ftc.gov > (Federal Trade Commission's website)
What is the worst mistake you can make in salary negotiations?I’ve been an employer. And I’ve been an employee. And I’ve been on the board of a staffing agency and advised dozens of other companies on hires. I’ve seen every salary negotiation possible.99.9% of hires make mistakes in the salary negotiations. That’s perfectly fine. They have a bigger vision for their careers and they are excited about the job so the tendency is to just agree and get to work. I get it.But nobody is offended by a good negotiation. If a company is motivated to hire you and you are motivated to work at a company, then a good discussion about the job makes everyone happier.VERY IMPORTANT: A good salary negotiation is win-win. Both sides get more motivated. the pie gets larger.MISTAKE #1: Having a smaller list.It’s not just about the money. The side with the bigger list of terms wins. Because then you can give up the nickels in exchange for the dimes.Things to be negotiated: vacation time, medical leaves, bonuses, what requirements are in place for promotions, what’s the non-compete, employee ownership (in some cases), potential profit participation, moving expenses, etc.Again, the bigger list wins.MISTAKE #2: Negotiate at the right time.This is a secret weapon nobody uses.Carl Icahn, one of the greatest negotiators in business history, has a trick. Let’s borrow his trick from him.He schedules negotiations late in the day. Then he sleeps all day.Every human experiences “willpower depletion”. They have the willpower to avoid cake in the morning, but they run out by evening.If you are offered a job in the morning, say, “This is great. Let me go over it and figure out logistics and family issues and call you back later.” Then SLEEP. Then call back as late in the day as possible to negotiate.MISTAKE #3: Thinking too short-term.You’re not going to be there for two weeks and then quit. Ask about the long-term.What is the potential for the company? What is the potential for someone in your division to rise up in the company? Is the company doing well?Have a vision for your career path. This directly motivates how much money and other things you might need up front.MISTAKE #4: Saying Yes too fastThe best negotiation I ever had was when I said, “let me think about it”. And then waiting.And really thinking about it. Making my list. Doing due diligence. Really thinking if there are other offers. Or potential offers.Your value on the job market works like value on every other market: supply and demand. Really determine what the supply is for your services and if you can potentially be in demand.When you first get interest in being made an offer, you have to determine immediately what the supply is. If supply is zero, you put yourself in a bad position.But regardless, you can act like supply is great by being patient and saying first, “Let me go over all of this. It’s a lot to take in. I’m really grateful for the offer. How about we talk in a day or so.”Trust me: this is a scary thing to say but it has worked for me at least three different times and I was scared to death each time.Mistake #5: Bad MathWhat are people with comparable skills making in the industryWhat monetary value do you bring to the company (really your salary should be a function of that).If you were a freelancer or a company doing the work, what would you charge? Your salary + perks should be in the ballpark.Prepare by doing all the math.MISTAKE #6: Pretending to be smartKnow-it-alls lose.Always ask for advice first. “If you were me being offered this job, what would you ask for?”Or, “You guys are the experts on how one can grow and flourish and bring the most value to your company. What should I ask for and how do you see me growing in the company? Can we outline that out?”You can say, “Because I like this company a lot and want to accept this, I trust that you will help me figure out the right things to ask for here. Is there anything I’m missing?”This gives them the chance to negotiate against themselves.Mistake #7: People don’t ask “How”?If they offer too little or no moving expenses or no vacation or no path to promotion, simply ask: “How?”For instance: Other people in the industry are making $X. I know that I offer $Y in value. Can you walk me through how I can accept $Z that you are offering?”They will keep talking and the numbers will change. Trust me on this.Mistake #8: Don’t take advantage if they show weaknessMany people are powerless. But they don’t want to be. Particularly when you tell them .If you ask for something and they say, “We can’t. This is HR guidelines”. Say, “Hmmm, are you guys powerless to do anything about this?”Nobody wants to feel powerless. They will make changes or work this through HR.Mistake #9: Many people don’t mirror.If they say, “We will offer $100,000 but can’t go a penny higher” repeat back to them, “you can’t go a penny higher”.They will continue talking. If they don’t then…..Mistake #10: Too much talking.Be silent until they talk. Nobody likes an uncomfortable silence. Be silent for as long as it takes for them to talk again. Let it be uncomfortable. DO NOT TALK.Mistake #11: Using round numbers.Assuming you’ve done your homework on what industry standards are and what value you bring and how much you think you should be making, it’s ok to start with a salary number.But don’t say $100,000.Say, $103,500.Something specific. This shows you’ve done the work. Make sure you can back it up to get to that number. Round numbers are negotiated. Specific numbers, backed up by evidence, are not negotiated.AND DO THIS:This one was told to me by Chris Voss, the former chief hostage negotiator of the FBI.Use Your Late Night FM DJ Voice.Practice it right now. Pretend you’re a late night FM DJ. “And now we’re going to listen to some slooowww jazz.”“Listen. I’d like to talk about the salary of $103,500 but also we need to talk about the path to bonuses and my potential promotion path within the company.” Late night FM DJ voice.Do the preparation, have the bigger list, be patient, be silent, think long-term, get them to negotiate against themselves in the various ways described here, and use your late night FM DJ voice.I promise you the pie will get larger for everyone.Finally, and most important : getting fired is a negotiation also. If you are ever terminated, say “No”. The negotiations begin there.———Here are the other 10 worst things you can do in a negotiation
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People also ask michigan residential lease form
How do I create a lease agreement?Step 1 - Landlord and Tenant Information: In this first section, enter the date that the lease is signed. ... Step 2 - Property Description: ... Step 3 - Rent Due Dates: ... Step 4 - Payment Information: ... Step 5 - Insurance: ... Step 6 - Disclosures: ... Step 7 - Pets: ... Step 8 - Notices:
What is the difference between leasing and renting?The Difference Between Lease and Rent: Housing The difference between lease and rent is that a lease generally lasts for 12 months while a rental agreement generally lasts for 30 days. ... Some landlords offer six-month, 18-month or 24-month leases, but a year's lease is standard.
What makes a lease legally binding?It is a legally binding contract between the tenant and the landlord that details the rights and responsibilities of each party. ... A lease or rental agreement typically includes the cost of the rental, the amount of deposit required, when rent is due, whether pets are allowed, and other rules.
How much does it cost for a lawyer to draw up a lease?Most landlord-tenant lawyers said they offer free consultations, typically for 30 minutes. The average minimum was $225 per hour, and the average maximum was $300. Most landlord-tenant lawyers said they offer free consultations, typically for 30 minutes.
What makes a lease valid?Among the states that require written leases, valid ones must include a description of the property. The property's physical address is considered a valid description. Leases must include starting and ending dates. Additionally, a lease must include the amount of rent that is due.