Standard Physical Form for Employment

Worked as a quant at a big investment bank.  Now I have my own company.  You have to take everything that I say with knowledge that I'm talking about the past, and the anything about what life was like in 2007 or even 2010 may be irrelevant for 2014.Workload is surprisingly not too bad.  Most quants work 60 hour weeks which is standard in the high tech industry.  No one I know works killer hours like the people in mergers and accquistions, and there is no point in working when the markets are closed.  When you leave for home, there are always a lot of food delivery people in the lobby.The compensation has gone down over the last few years as bonus has been replaced by base salary, but it's slightly higher than in the other tech industries.  You however will feel more poor than you have ever felt.  When you are in a room full of people who make >$1M/year, and you make $150K, you feel really, really, really poor.  Their kids go to better schools, they have nicer houses, bigger cars, they get into conversations about where to take vacations, and you feel like you are living in a cardboard box.  You are either in a cube farm or in a front offices position.  If you are in front office, you are at a long table, and you see traders screaming at each other.  Most of it is "friendly screaming" (i.e. buy X at Y!!!! The price is going down!!!!)  Some of it is "unfriendly screaming" over the phone.The soft skills aren't the economics and finance.  You can learn that.  The important soft skills are the interpersonal relational ones.  How to resolve conflict or not resolve conflict, how to get people to like you, how to get people to know what you are doing.  Also the cool things is that the rules change.  It's useless to read most economics and finance textbooks because the information and models there are just plain wrong, and your job is to come up with the right ones.Any example of a soft skill is when you look at something and think, "this is nonsense".  Rather than say "this is total nonsense" you spend an hour drafting a three sentence e-mail using the correct corporate language for "raising a concern" and then you spend the next hour editing the CC line.  One reason that I liked the job was that I considered this an intellectual puzzle, and it amused me how traders would use the most rude and blunt language while a lot of the e-mails are in extremely elegant bureaucratic nonsense, and you know your e-mail is going to be ignored so you are just setting up a paper trail so that you don't get blamed when something blows up (or so that you do accept liability for something blowing up).One reason that finance needs so many physics Ph.D.'s is that in physics, once you figure out the rules, they don't change.  Once Einstein figures out general relativity, no need for a new Einstein.  The cool thing about finances is that everything changes.  The interest rate models that were used before 2008, for example, just *will not work*.  So your job is to come up with new ones.  And once you come up with new things, the rules change again.  Once the Fed stops QE, there will be very, very curious things happening with interest rates.  I don't know what they are, but we'll figure them out.Also, you occasionally get to "geek out" on some curious bit of trivia that is not so trivial.  You get really familiar with things like Brazilian calendars, Japanese corporate finance, and when traders in Hong Kong eat lunch.You also see a fascinating world of wealth and power.  You are not part of that world.  Your boss who makes >$1 million/year is a butler for the people that really run the planet.  You are an assistant butler.  One of the more interesting experiences is to watch your boss talk to *his boss* and *his boss* talk to clients.  As with wealth, if you want to feel powerful, don't work for an investment bank.  Where I used to work, promotion to VP was automatically after three years.  Above that is a *lot* of political maneuvering.  Most people figure out that they signNowed the glass ceiling and leave.  The problem is traditional investment banking is not growing, and the regulators won't let the banks do anything new or original, so the politics is a bit nastier than in the early-2000's when the field was growing.  One reason that I got out was that the work starting being filling out forms for the government which wasn't that terribly interesting.The one thing that I think was good was that I got in at just the right time.  I got in at 2007, and when the world exploded in 2008, I had a front row seat, and I played a small part in helping to save the world.  As the world was falling apart, the computer models at the bank I was working at were constantly failing because they were getting stressed, and I helped make sure that the compiles were working.

Chatbots can help grow business easily with the latest technologies and keep customers happy. Chatbots are evolving quickly, and admittedly they’re still not as clever as we want them to be. Still, they already offer much potential for forward-thinking businesses.Here are 6 reasons why customers could prefer chatbots:Reason #1: People Want Fewer AppsАccording to recent statistics, downloading of new apps comes down. People already have apps almost for everything and don’t want to download new ones. Apps don’t always give the access to information as fast as customer needs. You should download all necessary apps and then switch among a bunch of them on your mobile device. But there is no need to download chatbots, and they can solve your problems with less hassle. Just search for a chatbot from within a messaging app and then start chatting.Reason #2: Apps Have Become a Tough BusinessIt takes quite a lot of time and money to compete with apps that are already popular with the help of advertising or optimization techniques. Another thing to keep in mind is updating to new OS versions, because if you don’t update your app it will become unsupported on the latest devices and people will leave it. Chatbots let you not to compete with the tops apps and set up business in a messenger app.Reason #3: People Use Messengers More Than Other Types of AppsAccording to statistics people are using messengers more than social networks. People are starting to use messaging apps not only to chat, but also to interact with brands such as CNN, Vine, Disney, Spring, and Uber that already rely on chatbots.Reason #4: With Chatbots Your Business Can ScaleWhat if 100 people message imaginary service company at the same time and each person has a unique question? This company could hire employees, but could build a chatbot to answer intelligently all customers. This automated solution allows your business to handle more customers that it could previously and scale your business while simultaneously looking out for the convenience of your customers.Reason #5: Cost EffectivenessTo develop an app you need to work with professional OS developers and strong UX designer. Then it has to be tested, refined, and submitted to app stores for approval. That takes time and money. With chatbots you don’t have to worry about app development, as messenger apps are built by third parties and updates can be done with continuous integration just to the backend.Reason #6: Better Marketing and More SalesChatbots can help: streamline business operations; improve marketing and sales; promote sales or new products by messaging emails to all clients; personalize responses to each customer.You can find more information in the article 6 Reasons Why Your Business Needs a Chatbot, Not an App on RubyGarage blog.

This applies to undergraduate applications:You have applied to the University of Oxford through the University and Colleges Admission Services (UCAS). This requireschoosing the subject you want to study (unlike the US you don’t “go to Oxford” and then select a major, you “go to Oxford to study X”You need a 4,000 character personal statementYou need a reference from an established source (most probably your school)A whole bunch of forms and information to fill inYou then need to have (or be predicted to have) good grades in recognised qualifications. The generally accepted standard is the English A-level qualification. If you are not studying A-levels, you need to check here to see if your exams are recognised by Oxford. If your qualifications are unacceptable, you need to enroll yourself for exams that are.These qualifications need to be in subjects related to the subject you are applying for — applying for Physics with A levels in art and history isn’t going to get you anywhere.All previous qualifications, and your official predicted grades should be entered into the UCAS systemYou may then need to sit an aptitude test. Most schools in the UK run them internally — but if not, it is your responsibility to enrol yourself in the Aptitude Test and then attend it.If you do not sit the aptitude test, and your subject requires it, your application will be terminated.Non-native speakers of English will then need to demonstrate profiency in the English language — there’s a whole bunch of that stuff hereYou will may then be invited to attend an interview — either in person (if feasible), or via skype. See here for more on the interviews.If you do well in the interview, you will receive an offer. If you have not yet sat your final exams in school, this offer will be conditional, based on how well you do in those exams. If you meet the conditions of the offer (typically A*AA at A level), then you will be accepted at Oxford.Finally, you then need to demonstrate that you have access to the appropriate funds (or a sponsoring body who will pay them) to pay for the university fees.So, in conclusion, the prerequisites are:You know what you want to studyYou are already studying/have studied acceptable qualifiactions relevant to your applicationYou have proficiency in the English languageYou are able to acceptably fill out the UCAS application + pay whatever fees are required to do so (if not already done by your school)You need to be able to sit (and pass) the Aptitude Test, if your subject requires itYou need to be invited to interviewYou need to be able to attend (and pass) the interview,You then need to meet the conditions of the offer (if you get one)You need to demonstrate that somehow, Oxford will get paid the requisite amount of moneyIf you fail any of these bullet points, then your application will be terminated (or if you can’t meet points 1 and 4, you application will never exist in the first place)

There must be provision in the form for those who are taking 12 th board exam this year , so go through the form properly before filling it .

Did you know that a million dollars in U.S. currency weighs just ten kilograms? It's true. A freshly-minted $100 bill weighs in at slightly over a gram, and 100 of them is ten thousand dollars. 100 of those stacks, and there's your million.It’s not often that 10 kilograms - 22 lbs of anything can change your life. But on February 25th, 2014, that’s exactly what happened.  Day 1: $1,000,000 As the man in the gray suit walks away, I shout after him “Hey, come back here. Who are you? What’s this all about?” He does not look back and quickens his pace. Between the choice of chasing down a stranger, or securing what appeared to be stacks of currency, I chose the currency. We can resolve the issue of his identity later, but a loose sack of cash is, well, a loose sack of cash. I look through the contents again. Bundles of US$100 bills, stacked a hundred bills deep, wrapped in standard $10,000 bank bands. A quick count revealed that there were precisely a hundred of those stacks in the bag, and spot-check riffle-counts of the $10k bands suggest that there are no short-stacks within. These were full bands of $10,000 apiece of non sequential USD$100 bills, and I was holding what appears to be a million even in cash. And it feels like just as many question are swirling in my head, as I feel my pulse pounding in my skull. Who was that guy? Why me? What is this all about? But the most urgent thoughts swim past the dizzying deluge of unanswerable questions. Fakes. It’s one thing to inadvertently be the recipient of counterfeit currency; as you’re reading this very sentence, a clerk at a retail store somewhere in your city just accepted a counterfeit bill and made change from the real money in the till.  But to be in possession of a life-changing amount of counterfeit currency of the United States of America? Well, that’s sort of thing that can bring the full might and wrath of their law enforcement apparatus on your head. My emotions swing wildly between the elation of instantaneous wealth, and sheer terror that I was minutes away from being snatched from my home and corralled into a Federal holding cell, where I will grow old within its walls. Terror was the stronger of the two emotions, and I quickly went to work. First things first: the bag had to go. If there is a GPS tracking device embedded in its seams, it would take too long for me to root it out. Better to incinerate it, and make sure that whatever trail it was laying stops at a dead-end for its pursuers. I pour the stacks of bills into an empty duffle back from my garage, and lock the bag in my condo. There’s an abandoned marina just a mile from my home and I get in my car and drive straight to the docks, at the top of the posted speed limit. After pouring enough Kerosene on the bag to see the shimmering mist of petroleum evaporate above it, I lit a book of matches and threw it in the middle of the mass. A satisfying “Whoomph” lights up the fire, and I watch the edges of the bag curl and burn - sizzling in the midmorning sun. As the remnants of the bag’s embers swirl around the scorched mark on the docks, I drive back to my condo, pulse still pounding in my skull.I still haven’t figured out if the bills are real or not, but if this morning’s bag-drop was an attempt to pin a piece of deeply incriminating evidence bearing a tracking device … well that plan has been thwarted. Or delayed, at the very least. What do I do? What should I do? Call the authorities? Consider how it would sound: “Hi, Police? Somebody dropped a million dollars in cash at my home. I don’t know if it’s fake or not. Please help.” Would you believe such a ridiculous story? I wouldn't. Any reasonable law enforcement dispatcher would consider the caller legally insane, and I'd be arrested on the spot and sent to psychiatric care. If the money was real, it’d be seized and I'll never see it or spend it. If it was fake, they’d find a way to stick “possession of counterfeit currency” charge on me, and I'll be shoved into a Federal concrete box, draining the best years of my life away, only to be released when I can’t chew solid food any more. No. The only recourse is to handle this myself. I call an old college friend practicing criminal defense law in New York City: “Hey Roger, it’s Kai. How’ve you been?” “I'm cool. It's been a while. What’s up man.” “We should catch up soon in person. But I’m calling because I need something.” “Ok, shoot.” I swallow hard - it’s difficult to even say the words: “Who’s the best CrimDef lawyer you know in California, who defends against Federal charges?” A moment. His voice lowers noticeably. “Shit, man. You in some kind of trouble?” “I’m not sure yet.” I said, truthfully. “But I need someone experienced and smart ... someone who you’d hire, if you’re facing serious attention from the Feds." He lets out a long exhale. “Vincent King. Former rockstar DOJ prosecutor in D.C. Had a change of heart halfway through his rotation in Maryland, when he was securing Life sentences for “interstate drug transportation” charges on young Black kids who were busted muling for the cartels. Was offered a fast-track promotion straight to the U.S. Attorney’s office but went rogue. He set up independent shop in San Francisco, fighting Fed cases. Heavy hitter clients, but makes a point of refusing to represent anyone accused of murder or human trafficking. Intimate knowledge of Federal prosecutorial procedures and evidence-collection protocol. Smart. Methodical. Very expensive.” “Perfect.” “I did mention ‘very expensive?’” “You did.” “I’ll send his contact information now.” =================================“I’m sorry - Mr. King is in court all day and won’t be back in the office. His earliest appointment is tomorrow morning after a client meeting. Shall I book him for 11am for you?” “Yes, thank you Marta.” “We’ll see you tomorrow at 11 then.” I look at the digital clock in my kitchen -  it reads 10:44am. Just me and a stack of bills which may or may not be fake, no formal legal representation for over 24 hours. It’s going to be a long day. Taking even a few of these bills to a bank to corroborate their authenticity is out of the question. If a bank officer confirms they are fraudulent, I’ll be arrested on the spot, and since I haven’t hired counsel, I’d be at the mercy of the Public Defender’s Office - the most overworked and underpaid division of the American Criminal Justice system. No, thank you. The next number I dial is an old friend, Robert Kendrick, sole proprietor of ‘Secher Nbiw - The Golden Path,’ a gold bullion dealer with a whimsical Dune reference in the name of his shop. I’ve known Robert for over a decade; his business deals in large amounts of (mostly) legal cash. By necessity, he has a high-end currency counter/ counterfeit detection device in his office, which can swiftly count and verify large sums of money with precision. “Bobby, it’s me.” “Hey, what’s up.” “Can I come to your office - like right now?” “Sure, what do you need?” “I, uh, came into some money. Long story, and I really don’t want to get too much into the details … but I’m wondering if you’d be willing to run the bills through your counter for me? I’m not 100% sure they’re real, and I’d like a discreet way of verifying them. If they are, I’m going to pick up some bullion as well.” “Sure man. Happy to help. How much money are we talking about?”“$60,000” I flinch at that - I hate lying to friends, but at this point, I have no idea who to trust. Though if you want to be technical about it, I did come across $60,000. I am just simply not telling Kendrick about the other $940,000 that accompanied the $60k in the satchel that dropped into my life just three hours ago. “Come on by.” I pull apart a few $10,000 currency bands and start plucking random $100 bills from the middle of every 10k stack to assemble a randomized sample of the entire million. 100 bills, wrap it up. 100 bills, wrap it up. 100 bills, wrap it up. Three bands, thirty thousand dollars, randomized and fully assembled to be tested for authenticity. “Half” of my alleged $60k windfall. The rest of the loose bills are refolded back so there remains 97 stacks of $10k racks, re-wrapped and properly sorted. In 30 minutes, I will figure out if I’m rich, or holding on to enough illicit contraband to send me to Federal Prison for the rest of my life. =============================The Golden Path, like most bullion dealers, work out of small, highly secured office covered by multiple layers of security. At any given moment, Robert may have several hundred thousand dollars in cash or gold, silver and platinum bullion on the premise, it pays to be careful. One of the few civilians in California with a Concealed Carry Weapons permit, Kendrick and I met on pistol gun range ten years ago; we bonded over shooting .45 ACP slugs down-range. He and I spent countless hours debating the relative merits of his preference for single-action 1911s, vs my bias toward double-action SIG-Sauer P220s. In the bullion business, you learn to know the boundaries of money-laundering laws, and know how to walk right up to the edge without triggering reporting thresholds. Drop US$10,000 in cash or more at a car dealership, bank or bullion dealer in a single day’s transaction, and the U.S. authorities gets very interested in the source of your funds. By law, these business that receive such sums of cash must fill out invasive forms to tie the transaction to you and your Social Security Number. Keep cash transactions below US$10,000, and you can avoid much of that intense scrutiny. “Welcome back man. I haven’t seen you in a while.” A discreet man, Kendrick does not inquire further about the source of the cash. In the business of buying and selling gold bullion, you learn to comply with the letter of the law, while avoiding conversational topics that can jeopardize one’s own plausible deniability. While his clientele is mostly legitimate, I’m certain the most lucrative of his customers are criminals - and he smart enough to know not to ask the sort of questions that open up a line of liability for him.  So long as the proper theatrics of anti-money-laundering protocols are observed, everyone is technically in the clear. I hand him the three $10k stacks and he pulls the bands off them and puts the entire block in his high-speed currency counter. After a second, the machine spools up and the digital counter swiftly runs from zero to three hundred. Thirty thousand dollars. “It’s real.” It’s real. His words hang in the air for a moment, and it takes a moment for them to sink in. One million dollars. Genuine currency of the United States of America, the most recognized and accepted form of money in the world - denominated in crisp, non-sequential bills. I hold my face as neutral as possible, but my excitement made me slightly dizzy, and I am glad I was sitting down. “What’s the spot price of Gold today?” Kendrick’s eyes drift to his laptop computer, where the current day’s commodities prices were fed to him via a live stream. “$1334 Ask, $1335 Bid.” I nodded my understanding.Precious metals bullion trade in troy ounces, and prices are quoted on a per troy oz basis; depending on the specific type of bullion (bars, coins, make), there are different markups from the quoted price. Depending on the specific form, Gold is typically marked up by USD$20 to $60 over the day’s quoted Bid price, and sells for $5~10 over the Ask. “What do you have in inventory right now for gold?” “The usual. South African Kugerrands. American Eagles. Canadian Maples. Oh, I do have a lovely Credit Suisse 5oz bar that somebody just sold to me, and I’m happy to let it go for $25/oz over spot.” I quickly did the mental math calculation. With the hard-cap spending limit of $10,000 before I trigger any mandatory anti-money-laundering paperwork, $1335/oz works out to about seven troy ounces of bullion I can buy, without forcing Robert to fill out invasive forms about me and my identity. “I’ll take the 5oz Credit Suisse bar, and two American Gold Eagles.” Kendrick pulls out a calculator and taps in the numbers, “So five troy ounces at 25 over spot plus Eagles at $50 over spot works out to nine thousand six hundred and -“ “Take ten grand and keep the change.” I interrupt. “I will be back for more.” He raises his eyebrow, but says nothing. “Thank you. I’ll be right back.” He counts back $20,000 and hands it to me, taking the $10,000 in the back room of his office and returning with the 5oz Swiss bar and two heavy 1oz American Eagles, along with a receipt for US$9675. I pause for a moment and hand him back one of the $10,000 stacks. “I know the limit is $10k in transactions per day. Consider this pre-payment for a purchase tomorrow. Your call, on a mix of anything up that totals up to $9500. Keep the rest for you and Katie.” A barely-perceptible smile flickers across his face, then his face was clear again. “Sure thing.” There’s nothing like the feeling of holding physical gold - the density, color and heft of the metal is like no other substance on earth, and it is no wonder that since its discovery, every culture on Earth treated gold with awe and respect. With 18 hours left before I can understand my legal options, there’s only two things I know for certain: 1. The money is real. 2. At least one person knows exactly where I live, and where the money was dropped off. I need to get mobile. I need to get mobile and off the grid ASAP.... to be continuedIf you'd like to be the first to get updates to this story, please add me kai chang 張敦楷 (kaichang) on Twitter. Part 2 (of 10) is being written right now, will be announced on Twitter. Please follow for updates on the saga of the Quora Millionaire! :D

Seriously targeting to put your step in your Dream College?then start planning to strengthen your profile with star marks with APs and Subject test.Let’s discuss APs first.AP let your college knows that you that you have gained knowledge which corresponds to the major you want to choose as AP involves college-level studies so it ultimately helps in earning credits, saving a lot of dollars.It shows that you have challenged yourself and focusing on to win your favorite major in college.It actually makes your journey in college easy as you have done those rigorous training by appearing and scoring in AP.If colleges are impressed with the challenges you faced as a student they are happier to gift you scholarships.AP involves vast syllabus so requires at least 5-6 months of practice. It is important to understand that pushing preparation for last time will not help a student as school and its studies will always be there and it’s important to strike a balance between work and play so we strongly recommend a slow and steady method of preparation.It is recommended to choose anything between 3 to 5 APs if you want yourself to be seriously considered as a student by your targeted colleges.There is no need to overload yourself, AP should be targeted one by one and those which complement each other.Subject TestAny student who is done with AP will be able to score perfectly in the Subject test with more preparation.Many colleges recommend applying with at least 2 subject tests. Many colleges have made it mandatory.It impacts the chances of getting admitted into competitive colleges. You can choose Subject test according to the major you want to choose in college and subjects which can overlap with the subject chosen for APs.Their expert subject tutors and personalized lesson plans help students earn better grades and become happier, more confident students.If you are going for SAT, don't forget that if you only concentrate on the SAT preparation, you would be later on regretting your decision. The students who are preparing for SAT should have full focus on their schooling also. With this point in mind, I would recommend going for SAT coaching institutes & delhi ncr. They have one of the best approaches to follow you through your SAT preparations. They have the option for online Live training and that is perhaps the best part about them. You would be able to train through online Live mode so that your schooling is not lagging at the same time. Through online mode, you would be having the comfort of learning from the place you are comfortable, and it’s always better to spread the studies in weekdays, instead of pushing everything for a weekend. Plus, there is the option for offline training also. They have courses, which a student can take up early along with their schooling. They have, 3 years, 4 years, and five years integrated modules where the students can start preparing from as early as their eighth standard.Preparation for AP courses and Subject tests are equally important. Its profile strengthening steps.Their PSAT and SAT training are oriented for an overall development of a student. It includes career counseling, personality development, social etiquettes etc in the same package. Another best part is Application writing which doesn’t charge you extra for the same. They have a long history with education and believe in giving complete guidance.They also will help in clearing the interviews, as that also happens at certain colleges. Remember all this and good luck with your exam.

NOOOOOOO. You are talking to a military romance scammer. I received an email from the US Army that directly answers your question that is pasted below please keep reading.I believe you are the victim of a military Romance Scam whereas the person you are talking to is a foreign national posing as an American Soldier claiming to be stationed overseas on a peacekeeping mission. That's the key to the scam they always claim to be on a peacekeeping mission.Part of their scam is saying that they have no access to their money that their mission is highly dangerous.If your boyfriend girlfriend/future husband/wife is asking you to do the following or has exhibited this behavior, it is a most likely a scam:Moves to private messaging site immediately after meeting you on Facebook or SnapChat or Instagram or some dating or social media site. Often times they delete the site you met them on right after they asked you to move to a more private messaging siteProfesses love to you very quickly & seems to quote poems and song lyrics along with using their own sort of broken language, as they profess their love and devotion quickly. They also showed concern for your health and love for your family.Promises marriage as soon as he/she gets to state for leave that they asked you to pay for.They Requests money (wire transfers) and Amazon, iTune ,Verizon, etc gift cards, for medicine, religious practices, and leaves to come home, internet access, complete job assignments, help sick friend, get him out of trouble, or anything that sounds fishy.The military does provide all the soldier needs including food medical Care and transportation for leave. Trust me, I lived it, you are probably being scammed. I am just trying to show you examples that you are most likely being connned.Below is an email response I received after I sent an inquiry to the US government when I discovered I was scammed. I received this wonderful response back with lots of useful links on how to find and report your scammer. And how to learn more about Romance Scams.Right now you can also copy the picture he gave you and do a google image search and you will hopefully see the pictures of the real person he is impersonating. this doesn't always work and take some digging. if you find the real person you can direct message them and alert them that their image is being used for scamming.Good Luck to you and I'm sorry this may be happening to you. please continue reading the government response I received below it's very informative.   You have contacted an email that is monitored by the U.S. Army Criminal Investigation Command. Unfortunately, this is a common concern. We assure you there is never any reason to send money to anyone claiming to be a Soldier online. If you have only spoken with this person online, it is likely they are not a U.S. Soldier at all. If this is a suspected imposter social media profile, we urge you to report it to that platform as soon as possible. Please continue reading for more resources and answers to other frequently asked questions:  How to report an imposter Facebook profile: Caution-https://www.facebook.com/help/16... < Caution-https://www.facebook.com/help/16... >   Answers to frequently asked questions:  - Soldiers and their loved ones are not charged money so that the Soldier can go on leave.  - Soldiers are not charged money for secure communications or leave.  - Soldiers do not need permission to get married.  - Soldiers emails are in this format: john.doe.mil@mail.mil < Caution-mailto: john.doe.mil@mail.mil > anything ending in .us or .com is not an official email account.  - Soldiers have medical insurance, which pays for their medical costs when treated at civilian health care facilities worldwide – family and friends do not need to pay their medical expenses.  - Military aircraft are not used to transport Privately Owned Vehicles.  - Army financial offices are not used to help Soldiers buy or sell items of any kind.  - Soldiers deployed to Combat Zones do not need to solicit money from the public to feed or house themselves or their troops.  - Deployed Soldiers do not find large unclaimed sums of money and need your help to get that money out of the country.  Anyone who tells you one of the above-listed conditions/circumstances is true is likely posing as a Soldier and trying to steal money from you.  We would urge you to immediately cease all contact with this individual.  For more information on avoiding online scams and to report this crime, please see the following sites and articles:   This article may help clarify some of the tricks social media scammers try to use to take advantage of people: Caution-https://www.army.mil/article/61432/< Caution-https://www.army.mil/article/61432/>   CID advises vigilance against 'romance scams,' scammers impersonating Soldiers  Caution-https://www.army.mil/article/180749 < Caution-https://www.army.mil/article/180749 >   FBI Internet Crime Complaint Center: Caution-http://www.ic3.gov/default.aspx< Caution-http://www.ic3.gov/default.aspx>   U.S. Army investigators warn public against romance scams: Caution-https://www.army.mil/article/130...< Caution-https://www.army.mil/article/130...>   DOD warns troops, families to be cybercrime smart -Caution-http://www.army.mil/article/1450...< Caution-http://www.army.mil/article/1450...>   Use caution with social networking  Caution-https://www.army.mil/article/146...< Caution-https://www.army.mil/article/146...>    Please see our frequently asked questions section under scams and legal issues. Caution-http://www.army.mil/faq/ < Caution-http://www.army.mil/faq/ > or visit Caution-http://www.cid.army.mil/ < Caution-http://www.cid.army.mil/ >.  The challenge with most scams is determining if an individual is a legitimate member of the US Army. Based on the Privacy Act of 1974, we cannot provide this information. If concerned about a scam you may contact the Better Business Bureau (if it involves a solicitation for money), or local law enforcement. If you're involved in a Facebook or dating site scam, you are free to contact us direct; (571) 305-4056.   If you have a social security number, you can find information about Soldiers online at Caution-https://www.dmdc.osd.mil/appj/sc... < Caution-https://www.dmdc.osd.mil/appj/sc... > . While this is a free search, it does not help you locate a retiree, but it can tell you if the Soldier is active duty or not.  If more information is needed such as current duty station or location, you can contact the Commander Soldier's Records Data Center (SRDC) by phone or mail and they will help you locate individuals on active duty only, not retirees. There is a fee of $3.50 for businesses to use this service. The check or money order must be made out to the U.S. Treasury. It is not refundable. The address is:  Commander Soldier's Records Data Center (SRDC) 8899 East 56th Street Indianapolis, IN 46249-5301 Phone: 1-866-771-6357  In addition, it is not possible to remove social networking site profiles without legitimate proof of identity theft or a scam. If you suspect fraud on this site, take a screenshot of any advances for money or impersonations and report the account on the social networking platform immediately.  Please submit all information you have on this incident to Caution-www.ic3.gov < Caution-http://www.ic3.gov > (FBI website, Internet Criminal Complaint Center), immediately stop contact with the scammer (you are potentially providing them more information which can be used to scam you), and learn how to protect yourself against these scams at Caution-http://www.ftc.gov < Caution-http://www.ftc.gov > (Federal Trade Commission's website)

What is a Work Physical Exam? Employers covered by federal laws against disability discrimination often require employees to undergo a pre-employment physical exam. These exams are used to determine if an individual is suited for a specific job and may also include drug testing and physical hEvalth tests.

A physical change is a change in which no new substances are formed. Physical changes affect the form of a chemical substance, but not its chemical composition. ... It cannot be used to separate compounds into chemical elements or simpler compounds.

A chemical change results from a chemical reaction, while a physical change is when matter changes forms but not chemical identity. Examples of chemical changes are burning, cooking, rusting, and rotting. Examples of physical changes are boiling, melting, freezing, and shredding.

A physical property is a characteristic of matter that can be observed and measured without changing the chemical identity of the sample. The measurement of a physical property can change the arrangement of matter in a sample but not the structure of its molecules.

The difference between a physical reaction and a chemical reaction is composition. In a chemical reaction, there is a change in the composition of the substances in question; in a physical change there is a difference in the appearance, smell, or simple display of a sample of matter without a change in composition.