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Disability Insurance Elective Coverage Forms and Publications

Disability Insurance Elective Coverage Forms and Publications

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(bright music) - [Narrator] Whether it's for basic needs or once in a lifetime adventures, your income helps keep your financial life on track. That's why it's important to make sure your income is protected. If you get sick or hurt and are unable to work, disability income coverage can help. It replaces part of your paycheck for a specific period of time if you can't work due to a covered disability, and that's important when you consider one in four of today's 20-year-olds will become disabled before they retire. You may need to complete a waiting period before your benefits become payable. Once they do, it can help you focus a little less on your finances and more on recovery. Get to know all that's being offered to you when you enroll. For example, your employer may offer some basic coverage at no cost. You may also be able to increase your coverage to cover more of your paycheck with a supplemental option. Consider both short

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