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Instructions and help about uniform borrower assistance form 2019

hey everybody I'm attorney Jason McGrath of the law firm of McGrath and spielberger we're going to talk today about loss mitigation and loan modification deeds in lieu of foreclosure that kind of thing for folks who have distressed mortgages and perhaps are facing foreclosure if you're trying to deal with a loan servicer they're probably going to ask you for your financials and there are some several reasons for that really and one of those is because they actually want to evaluate if you have a hardship or not and what your financial circumstances are of course they also want to sneak peek in your financials in case they sue you later but sometimes that's just a risk that you may maybe have to run to pay under circumstance so one thing they're going to look at with Guardian financials is your monthly gross income versus your total monthly expenses another thing they're going to look at is your monthly gross income versus your monthly housing cost those two ratios are really important

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