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And YOU ARE in DEFAULT  Form

And YOU ARE in DEFAULT Form

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Instructions and help about AND YOU ARE IN DEFAULT

to default on a loan means you didn't pay it on time defaulting on a loan has serious consequences you may be able to get back on track if you're only behind by a payment or two but if you fall several months behind you can be sued your wages can be garnished and it can kill your credit score let's talk about how to avoid defaulting on a loan and what options you have if you have defaulted on a debt [Music] i'm doug hoyes a licensed insolvency trustee with hois michaelis associates when you miss a payment on your loan your lender springs into action they start by calling you and sending you letters and if you don't get back on track well they can report the default to the credit bureaus and start collection action and a default can eventually lead to legal action like a wage garnishment most financial institutions don't report a late payment until it's at least 30 days past due in fact there's a rating scale for loan defau

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