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POLICY DIRECTIVE 00 178 Form

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what extra benefits should I look out for on my life insurance policy this is one of the questions that people often ask us on the McMillan support line I'm Pretender and I'm a financial guide at McMillan a life insurance policy is usually taken out to provide money for your family after you die but sometimes they can include extra benefits you might be able to claim one right now I'm going to tell you about four benefits you may be able to claim number one critical illness cover critical illness cover usually pays out a one-off tax-free lump sum if you get diagnosed with a serious illness that is covered by the policy you can use this money for anything you should tell your insurer that you want to make a claim as soon as possible within the time scale of your policy if you are making a claim check if the policy has an early days payment this is where you get a lump sum of money while the claim goes through many policies will also pay out if you become permanen

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