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In the Event of Partial or Whole Prepayment, the Interest Shall Be Recomputed to Give Form

In the Event of Partial or Whole Prepayment, the Interest Shall Be Recomputed to Give Form

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excuse me I'm here to close my personal loan of 5 lakh rupees which I took 2 years back close the loan but why Banks don't like it when you prepay the loan because they lose out on the interest which is their profit ma'am you want blue label no I don't want that you know I recently received 5 lakh rupees bonus and that's the reason why I'm prepaying my loan okay but I will charge you 5 percentage prepayment penalty charge on your outstanding principal amount I don't know okay take it who are you Amani's daughter I wish but you know I have done my cost benefit analysis I have computed the discounted value of my interest payable for the remainder of the loan tenure and compare that against the 5% penalty okay and why did you find out prepaying the loan is better as long as there is more than one year left for the loan to expire okay okay ma'am who the hell is revealing all of our secrets easy I follow c r and finance

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