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Out of Pocket Payments, User Fees and Catastrophic WHO Form

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did you know that 63 percent of all Health Care spending in India is an out-of-pocket expenditure ing to a 2021 Niti ayog report one of the main reasons behind this issue is low health insurance penetration in India but that's not the only reason behind it some other reasons for high oops or out-of-pocket expenditure are OPD expenses which are not covered by many insurance plans generally High co-pay limits and sub limits in health covers so here is how you can reduce these out of pocket medical expenses and optimize your health insurance coverage number one use a non-hospital diagnostic center instead of Private Hospital for blood tests and radio Imaging such as MRI CT scan Etc as the cost will be much lower number two buy generic medicines or cheaper substitutes from a local chemist or pmbjp Kendra instead of buying from hospital pharmacies now explain the meaning of Cheaper substitutes ing to Dr bhubatosh Mishra of Niva bhupa health insurance sometimes in the absence of prot

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