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FormsDistrict of North DakotaUnited States Bankruptcy Court

FormsDistrict of North DakotaUnited States Bankruptcy Court

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The following program was produced by the United States Courts. As I mentioned before, some debts cannot be discharged in a bankruptcy. Certain types of debts, such as child support, alimony, most student loans, some federal income taxes, and all employer withholding taxes, cannot be discharged in bankruptcy. the debtor’s wrongful conduct may make some debts non-dischargeable. Examples of such conduct are incurring credit card charges without the intent or ability to repay, or obtaining loans using false financial information. Bankruptcy does not wipe out most mortgages or liens. A debtor who wants to keep his or her house must continue making mortgage payments. A debtor who wants to keep a car which is being financed must likewise continue making the payments. A debtor who is behind on mortgage payments may use Chapter 13 to keep his or her home by catching up on past due payments over time, plus making regular mortgage payments. And in a Chapter 7 case, certain property can be rede

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