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Type Names of Beneficiaries Form

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let's talk about some things that you may not realize about life insurance and how it affects your estate planning when you have a life insurance policy you name beneficiaries of that policy and those beneficiaries receive whatever funds the policy pays out upon your death many people think that it's a good idea to put their children minor children as beneficiaries on their life insurance policy logically when you pass away then your child has that money available to them to support them in your absence while that might make sense logically it does not work in the law and that's because minors can't own money they can't do banking on their own or have their own bank accounts whether they're six months old or 16 years old they can't own their own money and so if your life insurance policy pays out to a minor what happens in the absence of any estate plan is that that minor has to go through the probate court process so that somebod

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