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Transfer on Death Designation Affidavit David Smith Ohio Form

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Transfer on Death Designation Affidavit David Smith Ohio Form

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Hi. Lee Phillips again. I want to talk about a concept called "pay on death" or P.O.D. It's usually used in reference to a bank account. You go down to the bank, and you make out a p.o.d account pay on death It's your account while you're alive. You can take the money in, and you take the money out, and do whatever you want with it But when you die the bank says they are going to pay whatever is in that account to the person or persons that are named on the account as recipients--pay on death. And it's called Transfer On Death (TOD) it's called a bunch of names but you get the concept. And pretty much all banks have this. Primarily we're dealing with bank accounts here. There's no gift because it's not a gift-- it is transfer on death. so we won't worry about that. The kid, the person, doesn't have control over the account while you're alive. If it's a joint tenant, then th

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