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South Carolina Fixed Rate Note, Installment Payments Secured by Personal Property Form

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South Carolina Fixed Rate Note, Installment Payments Secured by Personal Property Form

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[Music] hi my name's steve walker from promise money today i'm going to talk about secured loans there's quite a lot of information here i'm going to try and pack it in as quickly as i can so i want to cover how they can be used what are the common uses different types of loans that are available why they're so flexible and give you a feel for the important things to consider if you're looking at a secured loan so firstly a secured loan well what is it is it it's a generic term to describe a loan which is secured on a property and sits behind the first mortgage so a secured loan is also known as a second mortgage your first mortgage will be the one that you use to potentially buy the property with or you might remortgage your secured loan or second charge loan is one that sits and ranks second in priority behind that so when you sell the property first of all the mortgage your first mortgage lender is going to say pay us back seco

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