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Do military members have to pay any fee for leave or fiancee forms?NOOOOOOO. You are talking to a military romance scammer. I received an email from the US Army that directly answers your question that is pasted below please keep reading.I believe you are the victim of a military Romance Scam whereas the person you are talking to is a foreign national posing as an American Soldier claiming to be stationed overseas on a peacekeeping mission. That's the key to the scam they always claim to be on a peacekeeping mission.Part of their scam is saying that they have no access to their money that their mission is highly dangerous.If your boyfriend girlfriend/future husband/wife is asking you to do the following or has exhibited this behavior, it is a most likely a scam:Moves to private messaging site immediately after meeting you on Facebook or SnapChat or Instagram or some dating or social media site. Often times they delete the site you met them on right after they asked you to move to a more private messaging siteProfesses love to you very quickly & seems to quote poems and song lyrics along with using their own sort of broken language, as they profess their love and devotion quickly. They also showed concern for your health and love for your family.Promises marriage as soon as he/she gets to state for leave that they asked you to pay for.They Requests money (wire transfers) and Amazon, iTune ,Verizon, etc gift cards, for medicine, religious practices, and leaves to come home, internet access, complete job assignments, help sick friend, get him out of trouble, or anything that sounds fishy.The military does provide all the soldier needs including food medical Care and transportation for leave. Trust me, I lived it, you are probably being scammed. I am just trying to show you examples that you are most likely being connned.Below is an email response I received after I sent an inquiry to the US government when I discovered I was scammed. I received this wonderful response back with lots of useful links on how to find and report your scammer. And how to learn more about Romance Scams.Right now you can also copy the picture he gave you and do a google image search and you will hopefully see the pictures of the real person he is impersonating. this doesn't always work and take some digging. if you find the real person you can direct message them and alert them that their image is being used for scamming.Good Luck to you and I'm sorry this may be happening to you. please continue reading the government response I received below it's very informative. You have contacted an email that is monitored by the U.S. Army Criminal Investigation Command. Unfortunately, this is a common concern. We assure you there is never any reason to send money to anyone claiming to be a Soldier online. If you have only spoken with this person online, it is likely they are not a U.S. Soldier at all. If this is a suspected imposter social media profile, we urge you to report it to that platform as soon as possible. Please continue reading for more resources and answers to other frequently asked questions: How to report an imposter Facebook profile: Caution-https://www.facebook.com/help/16... < Caution-https://www.facebook.com/help/16... > Answers to frequently asked questions: - Soldiers and their loved ones are not charged money so that the Soldier can go on leave. - Soldiers are not charged money for secure communications or leave. - Soldiers do not need permission to get married. - Soldiers emails are in this format: firstname.lastname@example.org < Caution-mailto: email@example.com > anything ending in .us or .com is not an official email account. - Soldiers have medical insurance, which pays for their medical costs when treated at civilian health care facilities worldwide – family and friends do not need to pay their medical expenses. - Military aircraft are not used to transport Privately Owned Vehicles. - Army financial offices are not used to help Soldiers buy or sell items of any kind. - Soldiers deployed to Combat Zones do not need to solicit money from the public to feed or house themselves or their troops. - Deployed Soldiers do not find large unclaimed sums of money and need your help to get that money out of the country. Anyone who tells you one of the above-listed conditions/circumstances is true is likely posing as a Soldier and trying to steal money from you. We would urge you to immediately cease all contact with this individual. For more information on avoiding online scams and to report this crime, please see the following sites and articles: This article may help clarify some of the tricks social media scammers try to use to take advantage of people: Caution-https://www.army.mil/article/61432/< Caution-https://www.army.mil/article/61432/> CID advises vigilance against 'romance scams,' scammers impersonating Soldiers Caution-https://www.army.mil/article/180749 < Caution-https://www.army.mil/article/180749 > FBI Internet Crime Complaint Center: Caution-http://www.ic3.gov/default.aspx< Caution-http://www.ic3.gov/default.aspx> U.S. Army investigators warn public against romance scams: Caution-https://www.army.mil/article/130...< Caution-https://www.army.mil/article/130...> DOD warns troops, families to be cybercrime smart -Caution-http://www.army.mil/article/1450...< Caution-http://www.army.mil/article/1450...> Use caution with social networking Caution-https://www.army.mil/article/146...< Caution-https://www.army.mil/article/146...> Please see our frequently asked questions section under scams and legal issues. Caution-http://www.army.mil/faq/ < Caution-http://www.army.mil/faq/ > or visit Caution-http://www.cid.army.mil/ < Caution-http://www.cid.army.mil/ >. The challenge with most scams is determining if an individual is a legitimate member of the US Army. Based on the Privacy Act of 1974, we cannot provide this information. If concerned about a scam you may contact the Better Business Bureau (if it involves a solicitation for money), or local law enforcement. If you're involved in a Facebook or dating site scam, you are free to contact us direct; (571) 305-4056. If you have a social security number, you can find information about Soldiers online at Caution-https://www.dmdc.osd.mil/appj/sc... < Caution-https://www.dmdc.osd.mil/appj/sc... > . While this is a free search, it does not help you locate a retiree, but it can tell you if the Soldier is active duty or not. If more information is needed such as current duty station or location, you can contact the Commander Soldier's Records Data Center (SRDC) by phone or mail and they will help you locate individuals on active duty only, not retirees. There is a fee of $3.50 for businesses to use this service. The check or money order must be made out to the U.S. Treasury. It is not refundable. The address is: Commander Soldier's Records Data Center (SRDC) 8899 East 56th Street Indianapolis, IN 46249-5301 Phone: 1-866-771-6357 In addition, it is not possible to remove social networking site profiles without legitimate proof of identity theft or a scam. If you suspect fraud on this site, take a screenshot of any advances for money or impersonations and report the account on the social networking platform immediately. Please submit all information you have on this incident to Caution-www.ic3.gov < Caution-http://www.ic3.gov > (FBI website, Internet Criminal Complaint Center), immediately stop contact with the scammer (you are potentially providing them more information which can be used to scam you), and learn how to protect yourself against these scams at Caution-http://www.ftc.gov < Caution-http://www.ftc.gov > (Federal Trade Commission's website)
How can I apply for an education loan from SBI online?Step 1: Go to GyanDhan’s website. Check your loan eligibility here.Step 2: Apply for loan with collateral at GyanDhanStep3: Fill the Complete Application form.Done ! You will get a mail from SBI that they have received your application along with a mail from GyanDhan which will contain the details of the branch manger and the documents required.GyanDhan is in partnership with SBI for education loan abroad. GyanDhan team has technically integrated their systems so that customer can fill the GyanDhan’s form and it automatically get applied to SBI. The idea is to make education loan process so simple via GyanDhan that students don’t have to worry finances when they think of higher education abroad.GyanDhan is a marketplace for an education loan abroad and are in partnership with banks like SBI, BOB, Axis and many more.PS: I work at GyanDhan
How do I fill out the application form for an educational loan online?Depending on which country you are in and what kind of lender you are going for. There are bank loans and licensed money lenders. If you are taking a large amount, banks are recommended. If you are working, need a small amount for your tuition and in need of it fast, you can try a licensed moneylender.
Why don't schools teach children about taxes and bills and things that they will definitely need to know as adults to get by in life?Departments of education and school districts always have to make decisions about what to include in their curriculum. There are a lot of life skills that people need that aren't taught in school. The question is should those skills be taught in schools?I teach high school, so I'll talk about that. The typical high school curriculum is supposed to give students a broad-based education that prepares them to be citizens in a democracy and to be able to think critically. For a democracy to work, we need educated, discerning citizens with the ability to make good decisions based on evidence and objective thought. In theory, people who are well informed about history, culture, science, mathematics, etc., and are capable of critical, unbiased thinking, will have the tools to participate in a democracy and make good decisions for themselves and for society at large. In addition to that, they should be learning how to be learners, how to do effective, basic research, and collaborate with other people. If that happens, figuring out how to do procedural tasks in real life should not provide much of a challenge. We can't possibly teach every necessary life skill people need, but we can help students become better at knowing how to acquire the skills they need. Should we teach them how to change a tire when they can easily consult a book or search the internet to find step by step instructions for that? Should we teach them how to balance a check book or teach them how to think mathematically and make sense of problems so that the simple task of balancing a check book (which requires simple arithmetic and the ability to enter numbers and words in columns and rows in obvious ways) is easy for them to figure out. If we teach them to be good at critical thinking and have some problem solving skills they will be able to apply those overarching skills to all sorts of every day tasks that shouldn't be difficult for someone with decent cognitive ability to figure out. It's analogous to asking why a culinary school didn't teach its students the steps and ingredients to a specific recipe. The school taught them about more general food preparation and food science skills so that they can figure out how to make a lot of specific recipes without much trouble. They're also able to create their own recipes.So, do we want citizens with very specific skill sets that they need to get through day to day life or do we want citizens with critical thinking, problem solving, and other overarching cognitive skills that will allow them to easily acquire ANY simple, procedural skill they may come to need at any point in their lives?
What is your craziest US immigration experience?As many of you know, the process of acquiring a student visa (F-1 visa) to the United States is nerve-racking for Indian families. Having gone through four years of college, graduating with a good GPA along with multiple summer research stints/internships, then applying to several US universities at considerable expense, and finally being rewarded with an acceptance letter from a respected school, Indian students are sometimes rejected from entering the US at the final hurdle—the visa interview at the US embassy.I recall the buildup to my interview four years ago. Many of my friends had theirs scheduled before mine, and they scared the bejeezus out of me recounting their horror show interviews involving scores of questions from grim interviewers with piercing glares boring into their souls trying to catch out any hesitation in their answers, any possible untruths.My parents did what any self-respecting Indian family does before their kid heads to an interview—they took me to a temple. And not just any temple—they took me about 1000 kilometers north of home to the searingly hot city of Baroda, Gujarat, to visit one particular Hanumanji temple (apparently this was our family God in our family temple, goodness knows why, we’re Tamils from Chennai—and I’m an atheist!)So after much prayer and puja, blessings from family members and well-wishes from friends, I stood outside the US embassy on a cloudy, muggy, summer day, shitting my pants under the narrow canopy that automatically opened over the street when it rained (a nice touch there, ‘Murica).My stomach churned as the line slowly moved forward. My heart leaped into my mouth as I passed through the gates, only to be confronted by armed security guards who proceeded to take away anything I had in my pockets—pens, coins, paper, etc.Please don’t take my clothes too, please don’t take my clothes too, I prayed silently.The guard gestured at my jeans. Resigned to my fate, I started to unzip them.“What are you doing?” he asked, amazed. “Just take off your belt and pass through the scanner.”….Finally through the gates, I was taken aback at how simple the next room looked. Then I understood why—it was just a queue room. A room for this damn queue.Half an hour later we passed into the Interview Room. People lined up in front of about a dozen booths, each with a White Man or White Lady inside (must be the Americans, I thought fearfully, please let them understand my accent).The room was air-conditioned. I was sweating.It was large and airy. I gasped for breath.Now I was in front of one of the White Men. He beckoned me forward.He smiled at me evil— no, pleasantly — it was a pleasant smile!“Hi there, how’s your day going?”He greeted me — what do I do? Is this part of the interview? Oh no, I don’t have an answer. Smile. Smiling is good. He won’t hate you if you smile.I smiled. He waited.Oh shit, he asked you a question. Answer it, jackass!“OH IT IS—you’re too loud, dolt—going well”, I whispered.He didn’t hear that last bit, but he nodded as if he did.“May I have your I-20?”“Here it is,” I breathed.He stared down at it for a minute. Then—“So, you’re going to Purdue?”Say yes, don’t say yup. And don’t shout.“YUP!” I shouted.“Ok then, you’re good to go” he said, stamping my passport.“What?” I yelped, staring at him in disbelief.“You’re good to go, sir, your application has been accepted.”You mean after all that stress you didn’t ask me a single question? Not one? Why?? Are you crazy, man? I even lied about my day, it was shitty as hell, you should quiz me on it! Make me grovel for that visa, like the bastards I know you interviewers are!“Good luck with your PhD, Mr.Raman, and enjoy your stay in the United States of America.”“Thank you,” I replied, my throat catching.I was going to America courtesy this senile interviewer. Thank you Hanumanji!
What happens to all of the paper forms you fill out for immigration and customs?Years ago I worked at document management company. There is cool software that can automate aspects of hand-written forms. We had an airport as a customer - they scanned plenty and (as I said before) this was several years ago...On your airport customs forms, the "boxes" that you 'need' to write on - are basically invisible to the scanner - but are used because then us humans will tend to write neater and clearer which make sit easier to recognize with a computer. Any characters with less than X% accuracy based on a recognition engine are flagged and shown as an image zoomed into the particular character so a human operator can then say "that is an "A". This way, you can rapidly go through most forms and output it to say - an SQL database, complete with link to original image of the form you filled in.If you see "black boxes" at three corners of the document - it is likely set up for scanning (they help to identify and orient the page digitally). If there is a unique barcode on the document somewhere I would theorize there is an even higher likelihood of it being scanned - the document is of enough value to be printed individually which costs more, which means it is likely going to be used on the capture side. (I've noticed in the past in Bahamas and some other Caribbean islands they use these sorts of capture mechanisms, but they have far fewer people entering than the US does everyday)The real answer is: it depends. Depending on each country and its policies and procedures. Generally I would be surprised if they scanned and held onto the paper. In the US, they proably file those for a set period of time then destroy them, perhaps mining them for some data about travellers. In the end, I suspect the "paper-to-data capture" likelihood of customs forms ranges somewhere on a spectrum like this:Third world Customs Guy has paper to show he did his job, paper gets thrown out at end of shift. ------> We keep all the papers! everything is scanned as you pass by customs and unique barcodes identify which flight/gate/area the form was handed out at, so we co-ordinate with cameras in the airport and have captured your image. We also know exactly how much vodka you brought into the country. :)
How is life in developed countries compared to Indonesia?Wow, can this question be any more vague? Really, I'm struggling to figure out how to approach this. Life in the rural countryside of Pennsylvania is nothing like living in urban Paris, and they're both in developed countries. Life in central Jakarta is nothing like life in Seminyak or Ternate, and they're all in Indonesia. Without clarifying the question I don't think my answer is in any way going to be helpful. I will try, however, because I like a challenge, and I'm a good sport.I have lived in Madrid, London, Hong Kong, Brighton - all of which are considered developed cities by any metric that I know. I have also lived in/been too other places like Moscow, St. Petersburg, Kuala Lumpur - all of which are considered pretty much developed, though lie on an iffy middle. Life in each of those places is very different, and people tend to complain about different things. There are, of course, general similarities in the way of life, which I will highlight below:1) TransportationIn Madrid, London and Hong Kong, there are many modes of public transportation I can use to get around. In London I can choose between the Tube, the Overground, City Thames Link, National Rail ... or use the extensive bus network. In Madrid, I have a choice between the metro, Cercanías, Renfe... or use the extensive bus network. In Hong Kong, I can choose between the MTR, ferry, Light Rail ... or use the extensive system of minibuses and buses. In short, pretty much the entire surface area of each of these cities can be covered by a combination of various mediums of public transportation. Services are also generally extremely reliable (I shall reserve any judgment for the UK's more shoddy train networks, however) and I can expect trains, buses, ferries, minibuses to come on time, most of the time.If you don't live in the capital, you can get around the country by comprehensive rail, bus and train systems. You can live in Wick, a random Scottish town with 7000 inhabitants, and still be able to make your way to Edinburgh relatively painlessly. You can live in Almería or Ferrol and still go to Madrid, or Palencia, or Jaen by train. In Jakarta, there are no truly appealing forms of public transport. TransJakarta has lots of corridors, but the bus system is unreliable and uncomfortable. Most people prefer to use private or other forms of licensed transportation, like (g)ojek, becak, taxis, or cars. This makes the roads extremely clogged up, contributing to the city's endless traffic jams. Traffic may not be ideal in places like Hong Kong and London, but hey, at least we've got the metro if we're in that much of a hurry. And I would rather suffer for 10-15 minutes squished like a can of sardines during rush hour than wait for 2 hours in a Jakartan traffic jam.My collection of transport cards from all over the world. 2) Services + international footprintThis leads me to an important point. One advantage of living in a developed country is the amount of internet services you have available to you. In the UK, I can sit back, open up Netflix and watch a selection of films. In London, when I want to head out and want to find out the best route to my destination, I switch on my phone and compute my route using Citymapper. When I'm in an unknown location, I switch on my Wifi and check to see if eduroam is available. I can click on Spotify to listen to any song I want. I can go to most online retail shops and click on a delivery option to the UK at a reasonable cost. You can't do that when you're in Indonesia, because those services are not available there. On the plus side, this creates incentive for local entrepreneurs to fill in the market gap, but it is going to be far more inconvenient for most people until they do. 3) Streets - walking and cleanlinessI don't think words would do this bit justice, so I'll compensate by posting pictures off my Instagram account. London streetsSydney streetsMadrid streetsHong Kong streetsWhat do they all have in common? Proper pavements, clean roads, sturdy buildings, and people out and about. In many developed countries/cities, people actually like being outside. They like walking on their streets, they like congregating outside, they enjoy being in their cities. In Jakarta, you would just get stuffed into a car until you go to a mall, and you would have to pass through dirty pavements and poorly made roads to get to where you want to be. And people only go out when they absolutely have to. Fun fact: there's a small area in Causeway Bay in Hong Kong that is populated by Indonesians. Every Sunday, Indonesians would gather in that area and sit on mats to sell goods, blocking passersby and pedestrians. Rubbish would be strewn everywhere, and bins get overfilled. People are noisy, throwing objects around and yelling. And the place becomes overwhelmed with the smell of rubbish, food waste, smoke. But the minute you leave that area, you end up at a part of Causeway Bay that is impeccable, where local HKers queue and walk in an orderly fashion, where bins are not overfilled and you don't see rubbish anywhere. Yeah, that rubbish problem you have in Indonesia? That is not just the government's problem. That is not just an infrastructural problem. That is OUR problem. That is a problem with OUR mentality, OUR lifestyle, OUR habits. The sooner Indonesians understand that, the sooner we can go and clean up our streets and actually start to live like people from "developed" countries. 4) Rule of LawWhen you live in a developed country and get into some form of legal issue, in most cases you can expect to be rightfully represented by the rule of law. There are sturdy judicial systems that you can rely on and honest judges to hear your case. I cannot be sure of this if I end up in a legal pickle in Indonesia. Sure, corruption exists in developed countries, but not at the scale that it does in Indonesia.5) Open-mindednessI am uncertain if there is really a correlation, but in my experience developed countries tend to be more open-minded to different people. They tend to have experienced some form of mass immigration, creating cultural diversity and a higher level of racial/ethnic tolerance. They also tend to be at the forefront of topical issues such as abortion, LGBTQ rights, atheism and women's rights. Indonesia likes to think of itself as a "diverse" nation ("Bhinneka Tunggal Ika"), but can the country really be so diverse and united if they talk about murdering gays, vilifying ethnic Chinese governors and shunning atheists? Let that sink for a moment.6) EducationThere are a lot of problems with education in the UK, HK and Spain, and boy, have I heard about them. Yes, I know Spain sucks at teaching English. Yes, I know HK's curriculum has been reformed ("Chinese patriotism classes"), and not necessarily for the better. Yes, I know Michael Gove has implemented GCSE and A-level reforms amid strong backlash. But the truth is, if you live in a developed country, you can on the whole expect to receive better education than developing countries such as Indonesia. And in developed countries, you would be well-placed to receive prestigious higher education. Indonesia's got some fairly good universities (UI, ITB), but they don't top any research fields and are only nationally prestigious. Oxford, Cambridge, Sciences Po, Harvard, NUS, HKUST, USyd, ETH Zurich, University of Tokyo, Waseda University, MIT, CalTech ... they're not in Indonesia. 7) International acclaim.When you live in a developed country/city, your issues stand out more. To an almost over-exaggerated extent. the Occupy movement sparked global outrage. The Paris attacks led to global mourning. Obama's first and second election wins were front page news of every newspaper on the globe. It took the Economist nearly 2 months to finally cover Indonesia's haze crisis in some level of depth.----I'm not saying that living in developed countries is all a bed of roses. There are many poor people in these places. London's cost of living is exorbitant. HKers are facing an increasingly tight job market with ever-increasing real estate prices. You're lucky if you've even got a job in Madrid. There are things you can do in Indonesia that you can't anywhere else. Life is not perfect everywhere. But the truth still stands: being born in a developed country puts you on the winning ground of a very uneven playing field. You get exposed to many things that you don't in developing countries like Indonesia.
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