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litigation is always an issue if somebody is facing when they get themselves into a crack and then litigation is going to be coming give us an overview of what that process looks like when you're holding a piece of paper that says I'm coming after you and your small business for $100,000 it's scary and of course these numbers are inflated and they anticipate all kinds of attorneys fees and stuff like that and so um we start there and we analyze is this something that's even worth responding to and depending on what we decide you go from there and let's just say you don't end up working out the situation beforehand and eventually if they do choose to follow through they're going to file a lawsuit you're going to get served with the lawsuit which is also scary somebody comes up to you and they hand you a document that says that you're being served so at that point you are evaluating again the merits of the claim you&

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