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GF 105 Non Earnings Garnishment Order to Garnishee Form

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GF 105 Non Earnings Garnishment Order to Garnishee Form

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hello and welcome to our video my name is John watts I'm a consumer protection lawyer and a big part of my day is spent suing debt collectors and defending consumers who have been sued by debt collectors and here's a question that comes up maybe you get a phone call from a debt collector you get a letter from a debt collector or you see them on your credit report or you actually get sued by them and the question is can I have my wages garnished by this debt collector before they have a judgment against me well there's a couple questions that we always ask number one is their judgment against you if that debt collector has a judgment against you then yeah it's almost a certainty they can garnish your wages unless your wages are low enough that you are exempt from wage garnishment but let's say they have no judgment against you then the second question is is this some type of federal debt like a federal student loan because sometimes those guys can

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