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What's the best contemporary designed sign-up form, in terms of UX, on the internet?Our in-house UX designer holds the Airbnb sign-up form up as an example of excellent UX design.These are his main reasons, which are all aspects that are easily transferrable (and that we always use on our forms!):Social media access - giving people the option to sign up with Google or Facebook allows them to choose an option that suits them (people love to feel in control - it’s the autonomy bias). They are also aware that signing up through social media may be a much speedier process which is always an attraction and, even better for you, it often allows you access to certain parts of their profile and details so can be an excellent source of invaluable data.Progressive disclosure - Instead of displaying the whole form on the first page, Airbnb uses progressive disclosure, only opening up the full form once the user clicks on “Sign up with Email” which keeps things clean, simple and doesn’t intimidate the user as they are being slowly introduced into the sign-up process.Column layout - There is just one column with each field listed one underneath the other. Again, this keeps it really clean and simple with ample space to fill out the fields.Icons used inside the fields - The icons bring a nice design element to it and also just add that extra ease of comprehension - you see the mail icon and you know that’s where your email address goes. The easier to understand quickly, the more likely it is that people will convert (this is because of Cognitive Ease).Password strength validation - This is always a reassuring tool to provide your customers. Security online (or lack thereof) can be a big factor in putting people off following through with a sign-up or purchase and so lending them this helping hand to show them how strong their password is will give a sense of safety and satisfaction.Overall field validation - When a field has been successfully completed, it is highlighted with a green outline to validate this clearly. It’s a nice way of giving the customer a sense of completion and closure for each step and letting them see their progress - this type of positive reinforcement can be useful in encouraging people to see through the sign-up process until the end.Clear indication of errors - Equally, it’s important to clearly notify customers when there is an issue with one of their completed fields. There’s nothing more frustrating than spending time filling out a form only for it to refuse to submit but with no clear identification of where the error is. Make it quick, obvious and easy for them to see and rectify any errors to ensure frustration doesn’t lead to a swift exit.At Convertize, we’ve compiled our neuromarketing and optimisation expertise into a list of 250 tactics - you can check them out here!
How can I complete my KYC for a mutual fund in India?To become KYC compliant for Mutual Funds, you need to fill out the KYC form and submit it to a KYC registration center along with copies of your Identity and address proof.You can download and print out the KYC form from here:CDSL Ventures Limited, IndiaYou can get a list of registration centers from the Moneycontrol website at the following link:List of Point of ServicesAlternatively, if you want to invest in Mutual Funds through the online route, you can register with http://www.fundsindia.com. They will help you with the KYC process as well.
How bureaucratic is the United States Armed Forces?In order for me to travel over a four day weekend outside a certain radius required:Three copies of a DA31 leave and pass form properly filled out and signed by three peopleA vehicle safety checklist that required an inspection of my car (regardless of whether I woukd be using it) and showing proof of license, registration and insurance.A printout of my planned route from Mapquest.A printout of the Drivers Safety Instruction and Training Web site showing that I answered questions correctly.A DA Form 4856 General Counseling form that informed me of my responsibilities and the impact failure to adhere to the regulations and limitations could have on my career.All of that, in order to go on a trip. This isn't for actual leave that would be credited agsinst my earned vacation days. This wasn't in order to excuse my absence from work for a day. This was in order for me to travel on my day off.This was something I had to do as a E7 Sergeant First Class with multiple combat deployments, nearly 20 years of service (at the time) and the responsibility of the health, training, welfare and discipline of 30 men and equipment in excess of $20 million. We're talking armored vehicles, complex communications systems, high security clearance, huge guns and optics to make the night turn into day.So, yeah, there's a bit of bureaucracy.
Is there anyone out there who can explain to me why leaving the EU without a withdrawal agreement would ‘catastrophic’, ‘a calamity’ and ‘a disaster’?On live parliament TV (active at the time of writing) MPs repeatedly refer to that situation with the terms you have given.A first thing to keep in mind is this Withdrawal Agreement is just that. It is after its ratification that the future agreements can be undertaken, because the EU has refused to give the UK a priority status otherwise. First an exit, then a trade deal as a third country, essentially.In this case, overnight, and worryingly soon, the UK exits the EU with no replacement deals abroad (yes, I know there are a handful, but none of great significance). Essentially, while the EU has said it would continue as is for a period (for its own benefit, allowing them to adapt), this would leave the UK with no provisions for advantageous trade, which in turn can affect prices and potentially employment.The catastrophe we talk of, therefore:is the potential that British exports become unattractive in markets we export to, therefore firms might consider layoffs as sales declinethat foreign companies will no longer consider the UK as a hub for their activities for a time, because they won't have access to other markets they want, also harming employmentNot having the two years transition period, allowing the UK to ratify deals with further afield, as well as a future trade agreement with the EULeaving the island of Ireland and Northern Ireland in a highly confusing and unsettling set of circumstancesLeaving the UK to fall back on “WTO rules” with everyone else. Now, Jacob Rees-Mogg might use that term optimistically, but note that no one else operates this way, because it's crap (that may as well be the technical term). WTO terms are primitive, and again, leave the EU forced to impose the same tariffs on the UK as any other country, until a future deal is negotiatedNow, it's all very well slashing tariffs on imports, as the government has said it will do in the case of a no-deal Brexit, but it doesn't actually protect domestic produce, and it certainly doesn't guarantee that other countries won't impose tariffs on ours (and then we go back to the business uncertainty).To arrive at this point essentially overnight, rather than a 2 year transition granted by the WA, is obviously much more volatile and uncertain for all involved.Even if it is ratified, we still have another 2 years of negotiations with the EU to come.Enjoy.
How to decide my bank name city and state if filling out a form, if the bank is a national bank?Somewhere on that form should be a blank for routing number and account number. Those are available from your check and/or your bank statements. If you can't find them, call the bank and ask or go by their office for help with the form. As long as those numbers are entered correctly, any error you make in spelling, location or naming should not influence the eventual deposit into your proper account.
How do people get married if they're poor? When the man proposes, does he consider all the costs for the wedding and everything else?When I got married in 2004 I was not poor at all. I had a very good income and no debt. My husband was not so lucky, but it didn't matter. Money didn't determine the timing or manner in which we married. My husband and I were married by our Town's tax collector in an auditorium with a couple of clerical employees of the Town Clerk's office as witnesses. We were wearing jeans and hiking books. Except for the fact that I wanted to wear a wedding ring to cut down on men hitting on me when I traveled on business we wouldn't have bothered with one and we didn't use one for my husband. I don't remember the cost of the license but it was substantially less than $100. After the wedding we went out to a local diner for breakfast and took a ride into the country to eagle-watch. We had a party for our friends the next day, at which we prohibited gifts and asked people to bring food and drink instead or, if they were musicians, to bring their instruments. The dress code for the party was jeans only. We did go on a honeymoon about a week after the wedding, but we wouldn't have bothered if we couldn't easily have afforded it. I paid for for the luxury items -- the ring and honeymoon. Wasting money on a wedding is a cultural flaw, not a true requirement, at least in the U.S. where I live.
Have you ever had a friend come along as a passenger on a trucking route?I started out teaming. When you team, the truck rarely stops except for fuel and comfort stops. You learn to sleep 5 hours while getting bounced down the road, and then the next five hours driving. This can go on for weeks at a time. You also learn to trust your partner or you'll never get any sleep. I loved it. It catered to the adrenaline junkie in me, but it's easy to see how a person can get burned out rather quickly. As was the case with my partner. One day, he just didn't show up for work. It was the biggest favor he ever did for me. From that day on, I quickly realized the independence I had. No more discussions on where to eat, when to pee. No more compromises on who drove when. I was grateful for the experience of teaming. It gave me bragging rites, but I knew there was never going back to that.Within a day or two, the powers that be asked if I wanted to continue teaming. My response to that was, “Let me think about that for a minute…uh, no”. Every once in a while they asked me if I wanted to be a road training engineer and my response was always the same. Eventually, they stopped asking.One of the greatest compliments bestowed upon me was when two of my bosses chose me for their mandatory one week ride along. I knew them well enough that I was comfortable with it. The one caveat was, you're there to observe. Get in, sit down, buckle up, and keep your mouth shut. Welcome aboard. Admittedly, it was a blast both times but my favorite part was when I dropped them off at the yard at the end of the week.I also at one point encouraged my wife to go along for a week. I had all the forms filled out. But as the week approached, I began to feel a little uneasy. When I stopped by the house to pick her up, she had a suitcase packed the size of a steerage trunk and when she asked me if there was some place in the truck to plug in her hair dryer, I called it off.
How will money transferring between countries look in five years?This is an excellent question and there are many companies who believe they are shaping this answer (predominantly, SWIFT, Visa, Mastercard, WesternUnion, PayPal, and a whole lot of mobile companies).Very important note to the above, is an external player like say Facebook that can be a huge disruption in the money space, should it enter with a cunning plan, that is pragmatic, worldwide and affordable.Though it is very difficult to predict how the payment system will shape out in 5 years, especially between countries, it will most likely have the following touch points incorporated into it [I do want to stress, this is strictly IMHO - feel free to differ]:TRANSACTION & SETTLEMENT TIMES: The biggest change you would see is the ability to make the end-to-end transaction as near to real-time as possible for the two parties between which money is being remitted. The second factor is the near real-time settlement between the two financial institutions that were doing the remittance (i.e. Sender's Bank and Beneficiary's Bank).ANTI-MONEY LAUNDERING: Money laundering would be more difficult (as more correlated reporting and systems integration of various financial institutions will make it so)KNOW YOUR CUSTOMER: The KYC would be inherently more advance. By more advance, I imply that the KYC system would be able to tap into periphery system to verify what as already been submitted. Eg: A credit card KYC may query your bank account for address verification / name match.MOBILE: Money would be more mobile than it is today, and you guessed it - it would reside in/on your phone. Your phone would be in some crude sense a financial instrument. Expect to see a sharp rise in QR Codes. No more lengthy forms to fill out for money transfer/payments.SUSPICIOUS ACTIVITY REPORTING: SAR checks are currently performed in the US and in different countries (under various different nomenclature / taxonomy). To nib the money laundering bud, and to better have a more accurate visibility on suspicious transactions, it is my belief that SAR checks (albeit performed) would most likely also be cross-referenced across the border.FINANCIAL ROUTERS/ROUTING: More companies will prop up providing financial routing services. Take money from your PayPal and credit it to your ATM card. Take money from ATM card to credit to your Visa card, Take money from your Bank and credit the money to Micro-Wallet payment company. For example, if you want to transfer money from your Prepaid VISA card to PayPal (and they are not connected), you will be able to do so. Or if you are travelling overseas and you buy a Deutsche Telekom SIM card (that does payments as well) and you want to transfer $50 to it from your Bank, you will be able to do so.MONEY EXCHANGE COMPANIES: You traditional money exchange companies with walk-in customers will eventually consolidate and business for walk-in clients will diminish drastically.INTERNATIONAL PAYMENTS (CROSS-BORDER): International payments would become much more easier (as KYC, AML check would be a whole lot better). The Person-to-Person element would become more common and speedier, economical and reliable.EXCHANGE RATE: You would get a whole lot more competitive exchange rate on your international transactions (I believe less than 1% exchange parity between Internbank and Open-Market rate).MICRO-PAYMENTS: Yes, the world will finally have a micropayment setup. One that allows micro-payments in multiple currencies.VIRTUAL CURRENCIES / CREDITS: More and more companies will start to offer exchange and settlement of virtual currencies and credits that may be specific to a social network, gaming network, etc. Even Bitcoins. This could also be part and parcel of the Financial Routers.
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