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have you heard of the health reimbursement arrangement or HRA if you have a lot of medical expenses this is a strategy you've seriously got to consider it can help you get a tax write-off for all of your medical expenses up to a certain limit let's break it down Music first let's talk about what an HRA isn't and then what it is well an HRA is not a health savings account that's like a supercharged IRA for health care love them I have other videos on that check them out and you don't have to be a business owner and if you want to put money into this HSA you get a tax deduction no AGI limits are wonderful but an HRA is different it's also not a flexible spending account that use-it-or-lose-it plan that might be your work and they put some money in it and you use it or lose it that's an employee type plan a flexible spending account the HRA is a plan for a small business owner you've got to have a small business to use an HRA and then you can deduct medical expenses inside your small busi

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