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Music there are three exclusions in particular where we CPI claims commonly denied circumstances that lead to a claim that the business owner knew about before purchasing the policy claims arising before the retroactive date which is specified in the policy schedule penalties or damages that are specified and agreed to in a contract for example liquidated damages for late completion all p.i policies have on average about 20 exclusions so it's important to seek professional advice visit FD dot au to see if you're one of more than 150 occupations we cover for over 100 years FD Beck has protected Australians


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