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LegalLife Multistate Guide and Handbook for Selling or Buying Real Estate Louisiana  Form

LegalLife Multistate Guide and Handbook for Selling or Buying Real Estate Louisiana Form

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a lot of first-time home buyers are kind of confused about the different loans and they're wanted to know how much of a house they can afford and how much money they need to have saved up in order to actually buy that first house obviously it varies we don't know what your credit score is we don't know how much debt you have because your debt to income ratio is important to lenders when determining how much of a house you can afford and we don't know how much income you have so what we're going to do is we're just going to assume the following we're going to assume that you're making sixty thousand dollars a year we're going to assume that you're going to use an FHA loan and put three and a half percent down we're going to assume your debt to income ratio isn't crazy bad then we're also going to assume interest rates are at six and a half percent those are the things we're go

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