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Act Exchange Form

Act Exchange Form

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[Applause] [Music] hello folks and welcome back to this mini series in this presentation I'm going to be diving into the bills of exchange and how we can apply this down to our situation to access our remedies um before we dive into this I've made extensive notes and commentaries on some of these key points I didn't miss it okay which is obviously what you see here in Reds um that will be very very enlightening as it was for me revisiting this subject uh but before we dive into this just want to quick recap obviously part one the key points went through the banking customer relationship okay that showed that money is held on an account to the credit of the account owner and it's otherwise basically a loan and a debt that is owed by the bank to the customer okay so he can do with those funds as he pleases it's not held in balment custody trust and there's no principal agent relationship apart from when fulfilling and clearing checks Etc uh

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