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What are some skills that every 18-year-old needs to survive in life?Oh my gosh, I love this question. I'm going to spend a lot of time on this answer!Financial Skills: How to open a checking and savings accountHow to balance a checkbook, emphasizing the use of debit cards and how banks process transactions"Credit" - What is it, how do you build it, how do you repair itCredit Cards - How interest works, how to take advantage of rewards and balance transfersLoans - What are the different kinds of loans, how do you get them, and what's involvedInvestments - What is the stock market and how does it work, what are Treasury Bonds, and what's an IRA. How do those things factor into a wise investment strategy for your retirement?Taxes - How taxes work, what deductions are, how to file a 1040EZ formTipping - How to quickly calculate a tip and split a tab at a restaurantHow to read a contract and interpret "fine print"Health Skills:Medical Insurance - how it works, what it costs, how to get itHow to fill out common medical and dental formsHow to find a general practitioner, dentist, and so onBasic First Aid - CPR, the Heimlich, how to treat minor injuriesHome Skills:How to cook! You don't need to be on Master Chef, but learning how to cook a few basic dishes, how to use a knife properly, use basic kitchen appliances, and so on.How to clean! I have no idea how so many kids don't know how to vacuum, sweep, dust, do dishes, make a bed, and clean and fold laundry.How to grocery shop - picking fresh fruit and vegetables, planning your shopping and meals, etc.How to use hand tools - hammers, axes, handsaws, et ceteraHow to move - opening or transferring utility accounts, moving companies, apartment and home leases.How to sew a button onHow to fix a running or clogged toilet.Life Skills:How to plan and budget your time!How to think critically.Negotiation - Preparation, discussion, clarification, negotiate, agreement, and implementation.Leadership! Vision, strategy, people skills, managementCONFLICT RESOLUTIONStress management!Problem solving!Study Skills:OrganizationTime managementFinding legitimate sourcesNote-takingCritical readingEssay planning and compositionAcademic referencingHow to use search engines effectively!Employability Skills:How to write a resume and a cover letterHow to interviewProfessional communications skills (both written and verbal)Interpersonal skills in a professional environmentProfessional developmentPublic speaking!How to use a computer - Windows, Google, and MS Office basics at a minimumPersonal:How to interact with the policeHow to tie a tie!How to iron clothesHow to establish a healthy exercise routineHow to maintain proper personal hygeine and groomingMANNERS - It varies from culture to culture, but the underlying principles of all manners remain constant: a respect for others, and a desire to treat all people with honesty and consideration – just as you’d like to be treated.Alcohol:Knowing your limitsHow to mix a basic set of drinksTravel: How to book airline tickets and hotelsHow to pack wellHow to travel lightAutomotive:How to drive - Actual skilled instruction on driving, a la Teen Safety & Survival - Skip Barber Racing School, both automatic and manual transmissionsThe basics of how a car worksThe basics of car maintenanceHow to change a tireHow to parallel parkHow to jump start a carWhat to do if you get into an accidentRead a road mapSex:Comprehensive sexual education including the vectors and effects of sexually transmitted infections, what are and how to use the various forms of contraception, what is PrEP, etc.The Campsite Rule - Leave them in better condition than you found themSafe, Sane, and Consensual - How to have safe sex, do it while you're sober, and with full informed consent from your partner.
How can I get better at small talk?5 Ways To Instantly Turn Small Talk Into BIG TALK:Let me preface this by presenting the following idea: nobody is boring. Whenever I hear colleagues or friends complain about small talk I always ask them "Did you make an effort to elevate the conversation?" Or did you just ask them the same jibber jabber questions that you do with 80% of the people in your life? Conversations may be a two way street but you always have the power to make it more dynamic and engaging. Ask boring questions and you'll receive boring answers. Simple as that.People can only show as much as you let them within the context of the conversation. Not everyone shines under the same light and it's your job as a social being to figure out how you can help them show off their dazzling personality. A classic conversational trap is asking people questions that you can easily anticipate the answers to.For instance you'll ask "How’s your day?" and they'll respond with "Good." That's boring, uneventful and you feel like you're just going through the motions. In this article I'll explain how to morph those typical small talk questions into meaningful opportunities for relationship growth.1) What you normally ask: "How's your day?"What to ask instead: "What's the most surprising thing that happened to you recently?"--Doing this entices them to give better answers and actually reflect on the highs and lows of the past week. Giving them the opportunity to be insightful will compel them to open up and give intimate details about their life that they wouldn't normally share.2) What you normally ask: "What do you do for a living?"What to ask instead: "What gets you up in the morning? What are you most passionate about?"--Feeding people generic questions is only setting ourselves up to receive generic answers. Giving someone a positive and encouraging context to bring up their job, sets them up to talk about it with passion. Often times we worry about answering questions in an easily digestible way. This trend of thinking is toxic for those trying to maximize the output of daily interactions. Make people remember you by actively engaging with them. Become unforgettable and you'll move up on their mental list.3) What you normally ask: How are you holding up?What to ask instead: What's holding you up? What motivates you to keep moving forward?--This question is typically saved for someone going through a rough patch in their life. There's a line in the 2000 Danny Boyle movie The Beach that says, "Either get better or die. It's the hanging around in between that really pisses people off." Asking someone about their mental state when they're clearly in distress will only encourage them to lie and say everything's fine, so they can alleviate any discomfort.By focusing on the positive aspects of sadness such as hope and inspiration, you are subconsciously allowing that person to release their repressed feelings in a healthy and uplifting way. Hearing the thought process behind their coping strategies will give you insight into the severity of their issues without having to ask outright. They say the quickest way to a persons heart is through their stomach, but it's actually through subtlety.4. What you normally ask: How was ________? (Your date, your trip to New York, your hike up Torrey Pines)What to ask instead: If you had to do ________ all over again, what would you do differently?The broader your questions are, the less details people will give in return. Asking them about the overall quality of their experience will garner a common response ensuring that their time wasn't wasted. Answers like "It was good. I had tons of fun", are the ones you want to avoid. Ask poignant questions that will actually make them think. This thought train you send them on will make other stops organically along the way, providing you a better shot at finding out how_________ truly was for them.5. What you normally ask: Are you married?What to ask instead: Do you think life partners are over or underrated?The best way to get someone to talk about something specific is to bring up questions surrounding the central topic you secretly want them to elaborate on. If you want to know about their husband/wife, you have to get there incrementally by first talking about friendships, relationships, love etc. This question serves two functions: (a) it gives you their perspective on love and (b) personal values. Someone who puts a high premium on having someone by their side has a much different psychology than a person who is indifferent to the idea. Their answer to this is a natural transition into volunteering information about their own personal experiences.Getting information through the proverbial front door of someone's brain will always be underwhelming and overrated. Small talk is normally inconsequential and monotonous. But it doesn't have to be that way! Getting to know someone is like trying to break into a house. You can't just bust the door down right away. You need a plan of attack. Could you get in through the window? Maybe sneak into the garage? Going from small talk to big talk is allowing the other person to open up the doors for you. People want to be heard and understood. You just have to give them permission first.When life hands you small lemons, make big lemonade. Happy talking!Thomas
Which ITR form needs to be filled out if your total income depends on share trading only?The answer would depend on whether share trading is your ‘business’.There has been lots of litigation and plethora of judicial precedents which lay down guidance on when share trading can be considered as a business and when it can be considered as capital gains (if it is your business, you can claim all geniune expenses against the income - precisely, this is also the reason why tax authorities want you to consider it as capital gains).Answer-If you consider it as capital gains - ITR 2If it is your business - ITR 3.The next part is whether you also have speculation gains/ losses (intra-day trading). This is typically considered as a business activity and you will have to file ITR 3. Disclosure would be as follows (assuming normal share trading is treated as capital gains):Income from intra-day - Business income;Income from share trading - Capital gains.
What source of income should you choose while filling out a PAN card form online if you need a PAN card for affiliate marketing?The sources of income listed in the PAN Application are as follows:SalaryCapital GainsIncome from Business/Profession - Business/Profession CodeIncome from House propertyIncome from Other SourcesNo IncomeTaking the above mentioned items in to account, your best option would be Income from Business/Profession - where the Business/Profession Code is “20” - which means “Others”.Thanks.Brokerage Free - PAN Services
What will the impact of AI be on the marketing industry?Excellent question!There are already signs of changes in the marketing practice caused by the growing adoption of smart technology. For instance, many software service providers have already equipped their products with AI applications that can be useful to marketing.And if you’re looking for a marketing breakthrough, you just have to go online and observe how Google seems to customize the ads you see based on your activity. That’s targeted advertising in digital marketing, and it’s a major development in syncing marketing goals and personalized customer experience.Aside from targeted marketing, AI is also improving the way marketers do their research.AI can collect and measure data from voice-based communications, gleaning information like customer preferences from calls or other voice-based interactions. Tenfold offers this voice-based marketing automation tool in our CTI solution, and we can do this for a wide range of telephony lines and data systems.AI also enhances the workflow through automation. Market segmentation and campaign management can be left to AI, while marketers use their time to develop creative marketing strategies.Another advantage of automating marketing processes is that it makes marketing more precise. You don’t have to worry about forgetting to update the campaign or leaving out important variables in segmentation—machines don’t forget, and they can track and activate multiple processes with higher efficiency.Data analytics, when coupled with a hardworking and highly creative team, can produce phenomenal results. At Tenfold, our marketing team staunchly supports AI and has used it wisely to grow our business.We’ve had better quality leads since our AI integration, thanks to automation and analytics. The insight generated through AI has also guided us in producing audience-specific content and distributing them accordingly.We’ve written several articles on AI and marketing at the Tenfold blog that expound on this topic. Do check them out if you want deeper insights on AI.
What screams "I'm educated, but not very bright"?Last year, I was staying at the home of my best friend’s fiancee before their wedding that weekend. I wasn’t the only guest in the house as her relatives were there too, including some high school boys.All of them were in Honors or AP classes, courses that are considered demanding in school. You would assume that if they were in classes like that, they were not only smart in school, but in life too. I was wrong.The first night I was at the house, the boys managed to clog the toilet. Instead of thinking of other ways to unclog that toilet, they went out to the local hardware store, bought the most expensive plunger on the shelf, then proceeded to almost flood the bathroom.In a mix of fury and annoyance, I attempted to teach them how to use the plunger properly, which they somehow weren’t able to still do. Maybe it was me going Marine mode on them, or they couldn’t comprehend my instructions.By now pissed, I just took it upon myself to boil water and added dishwashing detergent into the boiling water. I poured the concoction into the nearly flooded toilet and left it sitting there for 20 minutes, telling the boys to not touch anything less they wanted their hands broken.After 20 minutes had passed, I flushed the toilet without flooding it, showing signs of normal function. The boys all had this facial expression when that happened:“Where did you learn that??” they asked.“I learned that from a plumber who taught it to me in high school, what do you guys even learn?” I responded, asking a question in turn.“We’re just taking classes to get good grades and go to college.” one of the kids responded.“You need to learn life skills…” I retorted before going to bed.Those guys ended up breaking a TV while I was sleeping…..
How can I buy Tesla shares from India?Apple, Microsoft, Amazon, Facebook. We all have grown up using these companies’ products/services. Obviously everyone’s interested in stock market would like to invest there too.But wait, since they won’t be listed on Indian stock exchange, how to do it?There are basically 3 ways you can invest in Tesla,Open an account with Indian Brokerage firm who has a tie-up with foreign broker. Like ICICIdirect, HDFC sec, Reliance Money etc.. They provides the service where you can open your overseas trading account with their foreign brokerage partner.Open account with foreign brokers. Some international brokers are out there who permits Indian citizen to open account and trade in US market like Interactive Brokers, TD Ameritrade, Charles Schwab International Account.Buy Indian MF(Mutual Fund)/ETF(Exchange Traded fund) with global equities. Mutual Fund basically invests in stock market, Government bonds and other securities. There are few firms which invest in international market. You can invest indirectly there but you will never know if your money went in Tesla or not. But this is probably safest option I know because you will not have to open Overseas trading account plus you will save the minimum deposit roughly $10,000. Here are few popular mutual funds who trade in global market, ICICI Pru US Bluechip Equity – D (G), Motilal MOSt Oswal NASDAQ 100 ETF, Reliance US Equity Opp. Fund DP (G), Edelweiss Greater China Eqty-Direct andKotak US Equity Fund – Direct (G).Now that you know the ways to invest, here are some food for thoughts.The reason why people invest in foreign stock exchanges.People want to invest in their favorite companies, of course Elon Musk/Steve Job are everyone’s idol. We all believe in them, their vision. Also Google, Amazon, Twitter, Facebook are darlings of this generation.Diversification - Investing in foreign companies helps in diversification. Investing in foreign companies mitigate the risk when Indian market gets crash.Bigger Opportunities - The point is there are thousands of better companies out there. There is no boundary anymore.Investors believe that foreign companies have better resources, facility, government cooperation. That makes them high rated.Some Critical Points to know before you invest in TeslaUp to $2,50,000 can be invested overseas by Indian resident as per RBI. That is roughly 1.7 crores. That’s enough, right?High Charges - Here you will be transecting in foreign money. You will be paying brokerage charges in their currency that is USD (1 USD~68.5 INR). So, will the AMC(annual Maintenance charges).Profit are subjected to currency exchange rate - Price of INR against USD will constantly change, so suppose you invested when it was 1$=₹68 , so when you sell the stock maybe the price changes to 1$=₹60. In such case you already lost 11.7%. That’s why when you invest in foreign stocks, profits are always subjected to the currency exchange rate.To know more about such topics please visit, Blog - Trade Brainsor Join Pundits of Stock market at Indian Stock Market Tribe- TRADE BRAINS.
What are some common issues Android application developers still struggle with?Here are some common android issues most android developers suffer:Page Loading TimePage loading time matters a lot in the user experience of an Android web application. Often it has been observed that a page gets loaded quickly in desktop but takes up a lot of time in mobile. An end user usually waits for a few minutes to get the page loaded and once it does not, he switches to another web application providing the same features.2. Internal Page NavigationOften, mobile web applications are seen to contain multiple menu items in the navigation bar which are difficult to click because of their small size. The same issue happens not only with menu items but with date selection feature and buttons as well.3. Responsiveness and Cross Browser IssuesUnlike iOS, Android can be installed free by both developers as well as manufacturers of mobile devices. More than hundreds of Android devices are available in the market, each with different size as well as Android versions and browsers. A page may get displayed properly in one device but may contain horizontal scrollbar or other responsive issues in another. Apart from this, an application may run properly in one browser while cause breakage in another.4. Doorslams in ApplicationOften, while navigating across a web application, an ad pops up for the native mobile app, blocking the user further access to the website without downloading the app. Website owners usually use this strategy to increase their app download but, in most cases, users may switch to another website.5. Long Application FlowMany web applications require users to fill their details or other information in a form. These forms may sometimes get lengthy and tiring for users to scroll constantly and fill out the details. The process is tiring, especially for surveys and job application sites.Source: 5 Common Android Issues and How To Fix Them
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What is a standy?A "standy" provides a place to change, a workplace with a more traditional space, a more home-like seating possibility, inclement weather inside cooking, and as was mentioned above, that wonderful retro look that turns heads at the campground and on the road.
What is the standard size of standee?Most common sizes of standees are 2x5 ft, 2.5x6 ft and 3x6 ft.