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Satisfaction, Release or Cancellation of Mortgage by Corporation Maine Form

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Satisfaction, Release or Cancellation of Mortgage by Corporation Maine Form

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Another way a mortgage is paid off, is through the sale of a home. In the event of a sale, it's important to both the home buyer and seller that a mortgage lien is released. Before we go into why, don't forget to hit the subscribe button to get more helpful videos like this one. If the old mortgage isn't properly cleared from the title it will remain a "cloud" or "defect" on the new owners title; which will make it difficult to sell in the future. How is a mortgage lien released after closing? A title agent or agent attorney will get the payoff letter from the lender and use the funds from the sale to release the lien. Lien release tracking is an important part of the title agents post closing duties. Since most lenders don't provide a mortgage lien release before the title policy is issued, agents must go back to check the public record after closing- but this is only one small part of the post closing tasks an agent

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