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Satisfaction, Release or Cancellation of Mortgage by Corporation New Hampshire Form

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Satisfaction, Release or Cancellation of Mortgage by Corporation New Hampshire Form

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talk a little bit about this new policy that's put in place that will be effective here in the next little bit yes so starting November 21st 2024 significant changes will take effect in Canada's mortgage policies that are particularly beneficial for homeowners with uninsured mortgages the office of the superintendent of financial institutions also known as osfi has decided to eliminate the stress test requirement ments for straight switches of uninsured mortgages this means that when homeowners with uninsured mortgages that is those with a down payment of 20% or more choose to switch lenders at the time of renewal they will no long need to qualify for the stress test this change is intended to make it easier for borrowers to shop around and secure better interest rates without the hurdle of requalifying under the stringent conditions

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