New Mexico Warranty Deed Form
What makes the new mexico special warranty deed legally binding?
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People also ask
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What is the main purpose of a warranty deed?
A warranty deed is a legal real estate document that protects the buyer and ensures that the seller holds a clear title to the property, has no outstanding liens or mortgages, and there will be no future claim to the title of the property.
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How to transfer land ownership in New Mexico?
New Mexico law requires Form RPTDA when a deed transfers residential real estate to a new owner. A completed Form RPTDA must be signed by the current owner, new owner, or authorized agent and filed with the county assessor within 30 days after the deed is recorded.
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What are the disadvantages of a special warranty deed?
Cons: Fewer protections for buyers, who are now responsible for addressing any previous liens or claims for the property. Lenders and title companies may refuse to help buyers secure financing or title insurance for a property sold under special warranty.
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What is the safest type of deed?
Warranty deed. Warranty deeds are the safer option when buying property versus simply transferring ownership.
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Which deed contains the strongest warranty?
A General Warranty Deed offers the highest protection, guaranteeing freedom from all encumbrances and claims, while a Special Warranty Deed provides limited protection, covering only title defects that arose during the grantor's ownership.
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Why do people use a special warranty deed?
A special warranty deed is a type of real estate deed used to transfer property ownership from one person to another. By using this particular deed, the seller is guaranteeing to the buyer that there are no defects or problems with the property title during the time that they owned the property.
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What is a warranty deed in New Mexico?
A warranty deed comes with a guarantee from the grantor, or seller, that the grantor owns the property outright, the grantor has the legal authority to sell the property, and there are no other claims against the property other than what is disclosed (such as easements, restrictions, etc.).
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Who benefits the most from a warranty deed?
Who Benefits the Most from Recording a Warranty Deed? The buyer, or grantee, of a property benefits the most from obtaining a warranty deed. Through the recording of a warranty deed, the seller is providing assurances to the buyer should anything unexpected happen.
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