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Demand by Mortgagee for List of Labor and Materials Individual Oregon Form

Demand by Mortgagee for List of Labor and Materials Individual Oregon Form

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the interest rate you get on your mortgage is a huge factor in determining your monthly mortgage payment so I'm going to tell you how to get a lower mortgage rate the difference between an interest rate of four and a half and six and a half percent on a four hundred thousand dollar loan is over 500 a month and 180 Grand over the life of your loan that's almost another house so here's my favorite way to get a lower mortgage rate it's called a temporary rate buy down and you need to ask your lender about it this is where you make an offer you ask the seller to provide accredited closing that is then used to buy a rate down over the first two or three years of your loan this can bring your interest rate down big time in that buy down period and save you big money here's an example if you're looking at a six and a half percent mortgage rate on a conventional loan and you wanted to consider what's called a 2-1 buy down your rate would

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