Warranty Deed from Individual to Individual Rhode Island Form
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People also ask
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What does it mean if your name is on the deed but not the mortgage?
In other words, if your name is on the deed, you are tenants-by-the-entireties, and if one of you dies, the other owns the property entirely. If you are not on the mortgage for whatever reason, you are not liable for paying the mortgage loan. That said, you get your spouse's interest in the property if they die.
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How do I remove a name from a deed in Rhode Island?
This is possible through a divorce proceeding or your spouse can sign a quitclaim to relinquish his rights to the property. If the mortgage is in your spouse's name, it doesn't mean he has an ownership interest.
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How does a quitclaim deed work in Rhode Island?
A Rhode Island quitclaim deed is a legal document conveying a property title from a grantor to a grantee, but the grantor promises only to defend any claims that originate from the grantor.
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How to transfer property title to family member in Rhode Island?
As with any conveyance of real estate, a gift deed requires a complete legal description of the parcel. Recite the source of title to establish a clear chain of title, and detail any restrictions associated with the property. Record the completed deed at the local Town Clerk's office.
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How to do a quitclaim deed in Rhode Island?
Legal Framework Legal Description. The grantor must include an accurate legal description of the property for their quitclaim deed to be valid. ... Signing. In Rhode Island, the grantor must sign the document before a notary public (RI Gen. ... Filing. Rhode Island does not have a county recorder's office.
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How do you remove a name from a mortgage deed?
Your ex should sign the quitclaim deed in front of a notary. Once this document is signNowd, you file it with your local county office. This publicly removes the former partner's name from the property deed and the mortgage.
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What is a warranty deed in RI?
Most real estate sales transactions use a warranty deed which states that the grantor (previous owner) is the owner of the property and has the right to transfer the property to the grantee (new owner) and that there are no liens against the property from a mortgage lender, the IRS or any creditor, and that the ...
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What does quitclaim mean?
Generally, a quitclaim is a formal renunciation of a legal claim against some other person, or of a right to land. A person who quitclaims renounces or relinquishes a claim to some legal right, or transfers a legal interest in land.
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