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Assumption Agreement of Mortgage and Release of Original Mortgagors South Dakota Form

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Assumption Agreement of Mortgage and Release of Original Mortgagors South Dakota Form

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I think hey everyone this is Scott Levin I am a uh a mediator and family law attorney in California um and since the rates have uh really gone up over the last I don't know year and a half or two um in terms of mortgage loan rates uh more and more of my clients are trying to figure out you know how to assume a loan on a primary home uh so that one party can own the house without having to refy the loan so basically at the end of the loan assumption process one person's the owner and only they are on the loan and the other person their former spouse is no longer attached to that loan any in any way and they keep the loan rate that they had originally so uh a a very different process than refy a loan which obviously resets the rates and and I am joined today by Tammy who is an expert in this field and helps lots of people uh understand loan assumptions and I guess Tammy I've talked long enough tell us uh how does someone know um or what are the ways for them to kn

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