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hi i'm asia mallory the consumer staff attorney at the maryland volunteer lawyer service so you have a judgment now what first a judgment is a court order that says you all the creditors and amount of money the main difference between this and regular debt is the collection process a creditor with a judgment can use the power of the court to try to get you to pay the money they believe you owe they can get a court order to garnish your paycheck or freeze your bank accounts they can send you a list of questions known as interrogatories that you must answer they can also schedule you for an oral examination where they ask you questions about your finances however the creditors can't begin any collection activities like the ones i've stated up stated previously within the first 30 days after the date of judgment is entered because the defendant has 30 days to file a motion to vacate a judgment in district court the 30 days start when the judgment is entered not whe

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