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Conservator Form

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the subcommittee and housing and insurance will come to order today's hearing is entitled sustainable housing finance part 3 now we've already had two hearings without objection the chairs authorize to declare a recess of the subcommittee at any time without objection all members will have five legislative days within which to submit extraneous materials to the chair for inclusion in the record without objection members of the full committee who are not members of this subcommittee may participate in today's hearing for the purpose of making an opening statement and questioning our witnesses the chair now recognizes himself for three minutes I first want to thank our panel our distinguished panel for coming in today and offering their insights in the Housing Finance we've already heard from stakeholders that represent several aspects of the housing finance system we've heard from those who financed purchases of homes those who build homes and tho

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