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Amended and Restated Credit Agreement between ADAC Laboratories, Various Financial Institution and ABN AMRO Bank Form

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Amended and Restated Credit Agreement between ADAC Laboratories, Various Financial Institution and ABN AMRO Bank Form

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Hi this is Joe from PrepAgent, today I want to talk to you about Debits and Credits. The real estate closing statement is a vital part of the home buying process. Every licensee should understand the basics, which is why you will see it on your real estate exam. Let’s begin with some basic definitions. A debit is money you owe, and a credit is money coming to you. The debit section highlights items that are part of the total dollar amount owed at closing. This includes the amount due for closing and title costs, which are generally split between the buyer and the seller- who pays how much is generally negotiable. The good news for the buyer is that there are often credits on the closing statement that reduce the amount of the check they need to write for closing. For example, if a buyer has put down a good faith deposit to hold the house, they will be credited for this. The seller’s debit section includes the cost of all the items they are responsible for covering. This includes th

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