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Assumption Agreement of Deed of Trust and Release of Original Mortgagors Virginia Form

Assumption Agreement of Deed of Trust and Release of Original Mortgagors Virginia Form

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here's a topic that has not been in our lingo for quite some time and that's assumptions the reason this is coming back uh as a kind of a Hot Topic right now obviously is because rates are higher we've had a period of really really low rates for the past few years so we have a lot of uh homeowners or sellers out there that have mortgages you know that are probably in the threes maybe in some cases in the twos so if those folks wanted to sell their home and enter into a an assumption agreement with a buyer it could be attractive for all parties all the way around so let me just give you uh since this is kind of coming back up now let me just kind of give you some details around how assumptions work first of all what is an assumption this is simply an agreement between a seller and a buyer for the buyer to be able to take over the seller's existing mortgage under the original terms of the mortgage so you can see from the seller standpoint it makes their pr

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