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Reaffirmation Agreement Washington Form

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when you file for a Chapter 7 bankruptcy case unlike a Chapter 13 bankruptcy case you're able to keep any secur debt that you're continuing to pay on and your current for example a lot of my clients file Chapter 7 bankruptcy and they include a car or a house they are current on that property it's protected under the bankruptcy code and the exemptions but in order for them to continue going forward and receiving statements and have it reported to your credit bureaus you must sign what's called a reaffirmation agreement the reason that you sign this is because when you filed the bankruptcy case the original contract is voided out therefore if you wanted to just walk away from the from the car or walk away from the house you could absolutely debt free but if you're going to take on the Assumption of that debt and continue paying it in the future you're going to need to sign a reaffirmation agreement there are several places that you have to

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