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Dave Ramsey Baby Steps PDF Download  Form

Dave Ramsey Baby Steps PDF Download Form

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all right let's review baby step one $1,000 cash in the bank starter beginner emergency fund baby step two is going to take you 12 to 18 months maybe 24 months some of you a little bit longer some of you a little bit faster and that's paying off all your debt except your house using the debt snowball listing the debt smallest to largest working them off in that order once you're out of debt you don't have any payments but a house payment can you say wow everybody with me say wow that's pretty incredible at that point what are you going to do well now we don't have any payments but a house payment we can really save some money let's go back to this ,000 account and baby step three is finish the emergency fund a fully funded proper funded properly funded Grandma's rainy day fund is 12 is 3 to six months of expenses 3 to six months of expenses and that's what you need to save in cash this is not a I want to go fishing

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