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What are some skills that every 18-year-old needs to survive in life?Oh my gosh, I love this question. I'm going to spend a lot of time on this answer!Financial Skills: How to open a checking and savings accountHow to balance a checkbook, emphasizing the use of debit cards and how banks process transactions"Credit" - What is it, how do you build it, how do you repair itCredit Cards - How interest works, how to take advantage of rewards and balance transfersLoans - What are the different kinds of loans, how do you get them, and what's involvedInvestments - What is the stock market and how does it work, what are Treasury Bonds, and what's an IRA. How do those things factor into a wise investment strategy for your retirement?Taxes - How taxes work, what deductions are, how to file a 1040EZ formTipping - How to quickly calculate a tip and split a tab at a restaurantHow to read a contract and interpret "fine print"Health Skills:Medical Insurance - how it works, what it costs, how to get itHow to fill out common medical and dental formsHow to find a general practitioner, dentist, and so onBasic First Aid - CPR, the Heimlich, how to treat minor injuriesHome Skills:How to cook! You don't need to be on Master Chef, but learning how to cook a few basic dishes, how to use a knife properly, use basic kitchen appliances, and so on.How to clean! I have no idea how so many kids don't know how to vacuum, sweep, dust, do dishes, make a bed, and clean and fold laundry.How to grocery shop - picking fresh fruit and vegetables, planning your shopping and meals, etc.How to use hand tools - hammers, axes, handsaws, et ceteraHow to move - opening or transferring utility accounts, moving companies, apartment and home leases.How to sew a button onHow to fix a running or clogged toilet.Life Skills:How to plan and budget your time!How to think critically.Negotiation - Preparation, discussion, clarification, negotiate, agreement, and implementation.Leadership! Vision, strategy, people skills, managementCONFLICT RESOLUTIONStress management!Problem solving!Study Skills:OrganizationTime managementFinding legitimate sourcesNote-takingCritical readingEssay planning and compositionAcademic referencingHow to use search engines effectively!Employability Skills:How to write a resume and a cover letterHow to interviewProfessional communications skills (both written and verbal)Interpersonal skills in a professional environmentProfessional developmentPublic speaking!How to use a computer - Windows, Google, and MS Office basics at a minimumPersonal:How to interact with the policeHow to tie a tie!How to iron clothesHow to establish a healthy exercise routineHow to maintain proper personal hygeine and groomingMANNERS - It varies from culture to culture, but the underlying principles of all manners remain constant: a respect for others, and a desire to treat all people with honesty and consideration – just as you’d like to be treated.Alcohol:Knowing your limitsHow to mix a basic set of drinksTravel: How to book airline tickets and hotelsHow to pack wellHow to travel lightAutomotive:How to drive - Actual skilled instruction on driving, a la Teen Safety & Survival - Skip Barber Racing School, both automatic and manual transmissionsThe basics of how a car worksThe basics of car maintenanceHow to change a tireHow to parallel parkHow to jump start a carWhat to do if you get into an accidentRead a road mapSex:Comprehensive sexual education including the vectors and effects of sexually transmitted infections, what are and how to use the various forms of contraception, what is PrEP, etc.The Campsite Rule - Leave them in better condition than you found themSafe, Sane, and Consensual - How to have safe sex, do it while you're sober, and with full informed consent from your partner.
How do you get out of the espionage business?I can tell you how I did it. I walked into the CIA’s Office of Personnel and asked to fill out the “I Resign” form. It’s actually called something else that I’ve since forgotten (Form XP-39e?) but it does exist. It wasn’t quite as easy as quitting a job at Starbucks but the concept (dreamed up by Hollywood, no doubt) that “once you’re in you can never get out” is preposterous. Granted, there was additional signNowwork to complete, a couple of exit interviews and a re-signing of my secrecy agreement, but it was all relatively quick and painless. Admittedly, it might be a bit more problematic if you are, for example, employed by the North Korean intel service or that of some other totalitarian regime. But, in essence, CIA is just another U.S. government bureaucracy like the EPA or the Department of Agriculture (how come no one ever claims you “can’t leave” those guys?) and the procedures and regulations are much the same.Home#LeavingTheEspionageBiz
How can I verify in Canada that the man who signed the house tenancy agreement with me is the real owner and it’s not scamming?It’s difficult to know for sure if the person offering the premises for rent has the legal authority to do so but there are some precautions. Ask him or her if he is registered on title. Ask for a photo ID. If the landlord is the corporation, ask for “articles of incorporation“. That is a document stating who are the principles of the corporation.The first thing I would then do is check this to see if that person or corporation is registered on title. You could check with the municipal tax office, and try to get information on that address to see if the person acting as landlord is listed on the tax rolls as the registered owner.Another approach would be through the assessment office, in Ontario the ruling body is called MPAC. Look online under assessment.A third approach would be through the land titles office, and do a title search. You need to go to the land titles office in person but you can do this yourself free of charge.A bit of legwork but could be well worth the trouble good luck.If you’re outside of Canada and are not able to do any of these things on your own, then you have to decide if the value of the lease large enough that you should hire a lawyer to do these things for you.
What is the most ridiculous reason for which you have been fired?I was fired twice from the same job, both for ridiculous reasons.I worked for a lead generation service that sold qualified lists of homeowners over the telephone to financial advisers. I was at my desk one evening when I pulled out my flip-phone and checked the time (this was circa 2009, so i didn’t have to even open the phone i just checked the tiny screen on the top). As I was putting it back into my pocket I heard a voice behind me say, “Is that phone call you just took more important than the one you were supposed to be on?”I turned around. There were two men in suits behind me. One of them was the general manager of the company, the one who hired me three weeks before. The other one, the one who spoke, was the owner and president, who I had never met.“Oh,” I said to him plainly. “I wasn’t on a call, I was just checking the time.” I had my phone in my hand still so I raised it up to show him. The screen on the front lit up blue, displaying the time and date. (BTW, it was five minutes before the end of the work day)“Get the fuck out,” He said to me.“Excuse me?” I asked. “You mean like leave for the day?”“No,” He said. “You’re fired. Get out of my sight.” He called for my department manager. “I just fired one of your guys for being on his phone.” He told her.“Wait,” I begged. “Please, just let me explain.” I held my phone up to him and tried to show that I had not been on a call.“Get that shit out of my face,” He said, waving me away. “You’re done.”“But I wasn’t on my phone!” I whined. Around me I started to hear snickers and muffled laughter from some of the people in the office.“You want me to call the cops and have them remove you?” He bellowed. “Get the fuck out!”After I left I called the department manager. She told me right away she knew I wasn’t on my phone, not just because other people in the office who saw the whole thing told her what happened, but also because I happened to be good at my job and wasn’t on my phone slacking off when I was supposed to be making sales. I asked her if that meant I was still fired. She said yes. The boss is the boss, and this particular boss has a habit of doing these things, she said.Finding another job was hard, and I was forced to take work cleaning people’s houses. The girl I was dating literally called me a maid and stopped seeing me. My power got shut off and I was running an extension cord out of my window to siphon electricity from the neighbors. My dog got lymphoma.After about a month, I got a message on my phone from the general manager. He told me to call him back whenever I got a chance. When I did, he told me that he was sorry about the whole thing, and that he wanted me to come back to work. It turned out that even after getting fired I still ended up leading the department in sales. Also, my manager was related by marriage to the boss, and over the 4th of July she had apparently drunkenly confronted him over the episode, to which he finally acquiesced and told the GM to re-hire me.I worked there for almost another year. During that time, I saw plenty of people get fired for things that were much more trivial than checking your phone.I saw a guy get fired on his first day. Over lunch he told us how he had been out of work and was so glad to have a job because he had a wife and a kid to support. He was instructed to phone a financial adviser whose file he was taking over, and the adviser asked him how long he’d been with the company. When he told him it was his first day, the client requested that his file be taken over by someone with more experience. The guy got up from his desk and relayed that message to the boss. He was fired immediately for not lying to the client and telling him that he’d been there for years. The guy's eyes rolled up into the back of his head and he passed out onto the floor. The boss didn’t call an ambulance, he called the police.Every African-American employee in our building got fired one time because they all happened to be friends on facebook after one of them posted something bad about the company. He once fired a girl as a joke, and when he told her it was a joke she got mad, so he fired her for real. There was a period of about three months where the training video for new hires was a DVD of the stock fraud film Boiler Room.Eventually, I hit a bad spell, and ended up near the bottom of the sales chart. I was given a sudden death-type probation, which was not uncommon there. The next day, though, I performed well. My numbers weren’t fantastic, but they were thoroughly decent. That didn’t make me feel any safer, though. I got called in to the boss’s office at the end of the day.He told me that my “talk time” was low, which is a metric which shows how long you spend on calls while working. The number that he quoted was absurdly low, so much so that if it was accurate and I had posted the sales numbers that I did, then I would have to be the greatest salesman of all time. It would have meant that I closed my sales within seconds of making contact with the customer, which is just not possible. When he asked, I told him that I didn’t think that metric was accurate. In fact, my exact words were, “I’m not sure those numbers are entirely accurate.”“Get the fuck out,” He said.I got up from the chair and left his office. I had told myself before that if I ever got fired again I wasn’t going out begging like the last time. The GM followed me out into the hallway and into the elevator. After a long and awkward silence, he finally turned to me and said, “I’m sorry, this is messed up.”“I know.” I said to him. I went to my desk and gathered my things. I wasn’t ready to get fired this time, either. I had just bought a brand new computer. I had committed a signNow amount of free time to a community theater production that was to premiere in a month. My dog was in the middle of chemotherapy treatments for her lymphoma.I was on unemployment for about two months. It really sucked. I had to break out the extension cord again. I finally got a job waiting tables during the graveyard shift at an IHOP an hour away from where I lived. The restaurant made an error on my paycheck stub and said I started earlier than I actually had. The Dept. of Labor accused me of fraud and eventually garnished my tax return to take back the money they thought I stole. Two years later I got a letter acknowledging that they made a mistake. They returned $36.
How can I start an LLC in CT?Starting an LLC in CT - Connecticut is pretty easy.The steps are similar to most other States - you simply fill out and file a form called an Articles of Organization, and pay the fee of $120.Of course, this merely gives you the formal appearance of having an LLC. A real LLC requires you to have a legit Operating Agreement. A well-written Operating Agreement is a complex contract and you usually want to go to a local lawyer to get this done right.Here’s a link to the Articles of Organization form for CT - http://www.sots.ct.gov/sots/lib/...You do need to get a ‘local’ address as well as an Agent for Service of Process in CT. Although the form specifies that a PO Box won’t work, there are virtual offices and other services that akin to being an expensive PO Box that usually work just fine.CT is also one of those States where you can have your LLC be Manager-managed (rather than Member managed). This means you could hide your ownership of the LLC as a member (if you can list someone else you trust as the manager).
What's the weirdest thing a guest has done at your house?When I was in high school I had a friend who told me her parents were verbally and physically abusive towards her and each other and were threatening to kick her out of the house when she turned 18. She was a very nice girl who was seemingly intelligent that I had been friend with for about a year and my parents had met and liked. I asked my parents if she could come live with us if her parents did actually kick her out. After a week of thinking they eventually agreed that her situation was a bad one and we would be happy to help her out. We did not have a spare bedroom in our house so if she was going to stay with us for the remainder of her senior year she would have to stay in my room. Because we were so up close and personal my family got to see her do some really strange and confusing things.One strange thing she did was put her HOT curling and straightening irons directly on the pillows on my bed while she was using them. One day when I was making my bed I flipped over one of my pillows and it has burn marks all over the back side. I told her that i’d rather she curled her hair in the bathroom and then my mom asked me why there were burn marks on our washcloths. When we confronted her about the pillows and the washcloths she said that she was afraid she would burn our counter tops and my bedside table (which was metal…). So instead she decided to put hot flat/curling irons on pillows and washcloths between grabbing pieces of hair?Although there were many many other things she did that ultimately caused my parents to ask her to move a month into her stay, there was one thing that really weirded me out. When she moved in one of the only things I asked of her was that she didn't wear my clothes. I am allergic to almost every detergent so I had to use a different detergent than my other family members and I wanted to prevent possible rash breakouts. I didn't borrow her clothes, she didn't borrow mine. To avoid having to spend extra time in the morning getting ready I would almost always put out the clothing I was planning on wearing the next day. She would get up and leave earlier than I did every morning to go to a club activity before school. When I would get up 30 minutes later all or most of the clothing I would lay out would be gone. When I got to school she would be wearing the clothes I had put out, down to the underwear and bra. Even after I asked her to stop, any time I put clothes out to wear, whether it be the night before or a couple mins before a shower, she would take ONLY the underwear I had chosen and wear it that day. I have always wondered why she chose to continuously take and wear my clean underwear/bras when she had just as many pairs and even bought herself some multiple times during her short stay with us. I was left utterly disgusted.
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