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 Rc366 2012

Rc366 2012-2025 Form

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hi welcome back to the channel today we're going to explore a topic I've talked about before but it's worth revisiting seen as it is rrsp season and it's just simply should you be using the rrsp this year right now for your 2024 income let's get into [Music] it the rrsp came out a number of decades ago and for a long time conventional wisdom was always that you should be using it for your long-term investing but that changed in 2009 when the tfsa came into existence and now one of the questions I get a lot is should I use the rrsp or should I use the tfsa and there's no hard and fast rule but I certainly have my opinions on the matter and in general my opinion is is if your marginal tax rate today is more than 10% greater than your expected average tax tax rate in retirement you should absolutely be using the rrsp so how do you actually find those numbers that's a great question there's a great link I'll put in the description below that goes to erns

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