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Fha Gift Letter  Form

Fha Gift Letter Form

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Instructions and help about 2012 federal housing administration

using give funds as a down payment to buy a house can be a great way to achieve your dream of home ownership here are three things that you need to know about using gift money on an FHA loan number one you have to know who can give you the money lots of people assume that only immediate family members can give gift money but that's not always the case some lenders may allow gifts from relatives like grandparents in-laws aunts and uncles or even close family friends number two it's important for you to get a gift letter from the person who gave you the money stating that the money is a gift and not alone and you may need to provide documentation of the transfer of money into your bank account the donor will need to provide documentation that they have the money to give you as well and number three depending on how much money you are gifted you may or may not be taxed on it ing to the IRS for 2023 gift money of seventeen thousand dollars or more per person per year may be

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