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 Civ 515 2012-2025

Civ 515 2012-2025 Form

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[Music] this is david olshan of nevada legal services this is another in our series of helpful videos regarding substantive law this video covers being judgment proof and exemptions that apply in chapter 7 and 13 of the federal bankruptcy code the first thing we need to do is define judgment proof basically it's the quality of being able to protect your income and assets from collection by judgment creditors so if a judgment is entered against you a creditor can then garnish your wages or take your property to pay off that debt however nevada exemptions will protect you that's why we have a shield there because judgment proof is a big shield to protect you from creditors some people call it collection proof that makes absolutely no sense because there's no difference in the meaning between collection proof and judgment proof it's just lawyers who want to confuse debtors and people who don't know into thinking they know more than the layperson so

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