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and welcome back to the business Career College video series in this video we're going to look at pension income splitting now this is not Canada Pension Plan splitting I have a separate video on that this is all about pensions registered pension plans is one non registered pension arrangement look at here and this applies to those benefits other than Canada Pension Plan certainly not old age security which you never can split so this pension income splitting is far more generous than what's allowed under Canada Pension Plan here we care about the age of the pensioner only the age of the spouse is pretty much irrelevant although I'll show you why it does matter a little bit for sort of a secondary consideration and unlike Canada Pension Plan where you have to have been together and accumulated your Canada Pension Plan together to split it here it doesn't matter how long you were together so if Canada Pension Plan if you have a couple who gets married in their 50s their ability to split

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