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Taytay Sa Kauswagan Loan Requirements Form

Taytay Sa Kauswagan Loan Requirements Form

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here's the latest updates on FHA financing this is one of the most commonly used programs for first-time home buyers simply because FHA or the federal housing Administration really designed this loan to be a lot more lenient than your typical conventional Fannie Mae or Freddie Mac type of loan and I know these words might be going over your head right now but Fannie Mae and Freddie Mac are the two big giant mortgage behemoths that are out there that back conventional mortgages FHA is insured by the government so the guidelines and the criteria to get this type of loan is a lot easier for example on an FHA loan you can get approved if your debt to income ratio is over 50 percent in some scenarios I've seen some clients go as high as 55 percent and still get an approval the general rule of thumb when you're going on a conventional loan you typically want to be at about 43 to 45 percent sometimes you can go higher than 45 but as a general rule of thumb that's the number we all look at as

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