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cybercrime is everywhere credit unions face potential vulnerabilities in payment systems and operations even credit union employees face cybersecurity threats no credit union is immune but there is help through the cybersecurity assessment tool released by the federal financial institutions examination Council the cybersecurity assessment tool identifies risks and weaknesses in cybersecurity preparedness programs let's examine the inherent risk profile and cybersecurity maturity before implementing controls credit unions must first assess and develop an inherent risk profile the profile identifies activities services and products in the following domains wireless access volume of networked devices end-of-life systems cloud services internet and third-party connections all of these pose a higher risk depending on the complexity maturity and nature of the products and services delivery channels address weather products and services are available online through mobile delivery or ATMs pay

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